6950 Clayborne Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 6950 Clayborne Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,431 sqft · built 1998
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$537,500 (Jul 2024)
Tax Bill	$6,408 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A983000788`

Property Details

APN / Parcel Number

Primary APN	`A983000788`
Alternative APN	`3-157D-7818-00-0013.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,431 sqft Living Area
Gross Area	5,322 sqft
1st Floor Area	1,758 sqft
Basement Area	1,568 sqft
Finished Basement	1,097 sqft
Unfinished Basement	471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A983000788
Street Address	6950 CLAYBORNE DR
City	O FALLON
State	MO
Zip	63368-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FIELDSTONE FARMS #2 LOT 13
Legal Subdivision	FIELDSTONE FARMS #2
Legal Lot Number	13
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4017
Census Tract	311151

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6950 CLAYBORNE DR, O FALLON, MO 63368-6202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 24, 2025	Beneficiary Deed, Transfer
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 24, 2017	Deed of Trust, Mortgage ESSEX RESIDENTIAL MORTGAGE LLC ESSEX RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Feb 24, 2005 · Amount on Record
Deed Document Number	202428343
Last Transfer Date	Nov 20, 2025
Transfer Doc	0000052886
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6950 CLAYBORNE DR, O FALLON, MO 63368-6202
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6950 CLAYBORNE DR, O FALLON, MO 63368-6202

Mortgage

Document Number	0000013997
Date	Mar 27, 2026
Instrument	2026R-013997

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 16, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 24, 2025
Property Address	6950 CLAYBORNE DR, O FALLON, MO 63368-6202
Document Number	0000052886
Map Reference	MB 34 PG 231-233
Instrument Date	Nov 20, 2025
Instrument	2025R-052886
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6950 CLAYBORNE DR, O FALLON, MO 63368-6202

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6950 CLAYBORNE DR, O FALLON, MO 63368-6202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073490872
Date	Jul 20, 2020
Book Page	7349/872
Instrument	20200720000507530

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6950 CLAYBORNE DR, O FALLON, MO 63368-6202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071271694
Date	Aug 21, 2019
Book Page	7127/1694
Instrument	20190821000444880

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6950 CLAYBORNE DR, O FALLON, MO 63368-6202
Document Number	0066930688
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6950 CLAYBORNE DR O FALLON MO 633686202, O FALLON, MO 63368-6202

Mortgage

Document Number	0066930688
Date	Jan 31, 2017
Book Page	006693/000688
Instrument	67140

Lender

Name	ESSEX RESIDENTIAL MORTGAGE LLC ESSEX RESIDENTIAL MORTGAGE LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63127

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,847 (-)	$530,774 (-) Land $88,000 Building $442,774
2025	$6,408.00 (+16%)	$100,847 (+17.17%)	$530,774 (+17.17%) Land $88,000 Building $442,774
2024	$5,524.00
2023		$86,070
2022			$453,000 Land $66,000 Building $387,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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