Emmet County property record for 6950 Channel Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,998 sqft · built 1994 |
| Lot Size | 2.79 acres (121,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $8,500 (Nov 1987) |
| Tax Bill | $2,724 (2024) |
| Deeds & Mortgages | Dec 2017 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-17-29-400-006 |
| Primary APN | 14-17-29-400-006 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,998 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 121,610 sqft (2.79 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6950 CHANNEL RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC SR |
| Legal Description | N 165 FT OF S 330 FT OF THAT PT OF SW 1/4 OF SE 1/4 LYING W OF MINNEHAHA CREEK. SECTION 29, T35N, R4W |
| Legal Range | 04W |
| Legal Township | 35N |
| Legal Section | 29 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | SPRINGVALE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 970500 |
6950 Channel Rd is owned and occupied by two individuals who bought it in November 1987.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6950 CHANNEL RD, PETOSKEY, MI 49770-9623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2017 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1987 · Amount on File |
| Deed Sale | Nov 1, 1987 · Amount on File |
| Prior Sale | Aug 1, 1980 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 6950 CHANNEL RD, PETOSKEY, MI 49770-9623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1200/0382 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 1200/0382 |
| Instrument | 5153281 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 6950 CHANNEL RD, PETOSKEY, MI 49770-9623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6950 CHANNEL RD, PETOSKEY, MI 49770-9623 |
| Document Number | 0000001218/0000000696 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 0000001218/0000000696 |
| Instrument | 5171640 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,800 Land $213,800 | $427,600 Land $427,600 | |
| 2024 | $2,724.00 | ||
| 2023 | $142,200 Land $142,200 | $284,400 Land $284,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6950 Channel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6950 Channel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
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