Jackson County property record for 695 Westminster Dr, Athens, GA 30607
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 5,450 sqft · built 2006 |
| Lot Size | 4.02 acres (175,111 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,700 (Dec 2018) |
| Tax Bill | $10,506 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Dec 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030C 011 |
| Primary APN | 030C 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,450 sqft Heated Area |
| 1st Floor Area | 3,274 sqft |
| Basement Area | 3,274 sqft |
| Unfinished Basement | 3,274 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 175,111 sqft (4.02 acres) |
| Garage Type | Attached |
| Garage Area | 982 sqft |
| Porch | Slab |
| Porch Area | 1,102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29836 |
|---|---|
| Street Address | 695 WESTMINSTER DR |
| City | ATHENS |
| State | GA |
| Zip | 30607-3476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 SADDLE SHOALS S/D |
| Legal Subdivision | SADDLE SHOALS S/D |
| Legal Lot Number | 11 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10602 |
Source: Jackson County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 695 WESTMINSTER DR, ATHENS, GA 30607-3476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Dec 17, 2018 | Grant Deed, Transfer · Conventional Mortgage HOMESTAR FIN'L |
| Dec 4, 2017 | Grant Deed, Transfer |
| Oct 27, 2017 | Loan Modification, Mortgage · Line of Credit FARMERS ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Apr 5, 2010 · Amount on Record |
| Deed Document Number | 20184659 |
| Deed Book / Page | 83A / 291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 695 WESTMINSTER DR, ATHENS, GA 30607-3476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00077F0601 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 77F/601 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Jul 1, 2017 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Dec 17, 2018 |
| Property Address | 695 WESTMINSTER DR, ATHENS, GA 30607-3476 |
| Document Number | 00083A0291 |
| Book / Page | 00083A / 000291 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2035 CLAYBURN DR CUMMING GA 300403540, CUMMING, GA 30040-3540 |
| Document Number | 83A0294 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 00083A/000294 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Dec 4, 2017 |
| Property Address | 695 WESTMINSTER DR, ATHENS, GA 30607-3476 |
| Document Number | 00079B0664 |
| Book / Page | 00079B / 000664 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 30 CHAIRING CROSS LN ATHENS GA 306073487, ATHENS, GA 30607-3487 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 695 WESTMINSTER DR, ATHENS, GA 30607-3476 |
| Document Number | 00078X0036 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 695 WESTMINSTER DR ATHENS GA 306073476, ATHENS, GA 30607-3476 |
| Document Number | 00078X0036 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 00078X/000036 |
| Name | FARMERS ST BK |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, GA 30817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 13, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,720 (-) Land $46,600 Building $431,120 | $1,194,300 (-) Land $116,500 Building $1,077,800 | |
| 2025 | $10,506.00 (-5.23%) Homeowner's exemption | $477,720 (+1.36%) Land $46,600 Building $431,120 | $1,194,300 (+1.36%) Land $116,500 Building $1,077,800 |
| 2024 | $11,086.00 (+13.49%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $471,320 (+10.96%) Land $40,200 Building $431,120 | $1,178,300 (+10.96%) Land $100,500 Building $1,077,800 |
| 2023 | $9,768.00 (+11.99%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $424,760 (+26.78%) Land $40,200 Building $384,560 | $1,061,900 (+26.78%) Land $100,500 Building $961,400 |
| 2022 | $8,722.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $335,040 Land $24,920 Building $310,120 | $837,600 Land $62,300 Building $775,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
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