695 Terry St, Monterey, CA 93940 Property Records

Monterey County property record for 695 Terry St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,942 sqft · built 2001
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on File
Last Sale	$1,400,000 (May 2021)
Tax Bill	$6,591 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-167-029-000`

Property Details

APN / Parcel Number

Primary APN	`001-167-029-000`
Alternative APN	`001-167-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-167-029
Street Address	695 TERRY ST
City	MONTEREY
State	CA
Zip	93940-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOTS 2 & 4 BLK 32
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	32
Legal Lot Number	2,4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2009
Census Tract	12503

Owner

695 Terry St is owned by a company that bought it in May 2021.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Company Names on File
Mailing Address	695 TERRY ST, MONTEREY, CA 93940-1606
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Grant Deed, Transfer · Line of Credit MONTEREY CREDIT UNION
Jul 13, 2026	Grant Deed, Transfer CHICAGO TITLE COMPANY
May 13, 2021	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Prior Sale	Mar 15, 2001 · Amount on File
Deed Document Number	202134311
Prior Transfer Date	Feb 23, 2009
Prior Transfer Doc	0000010985
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 13, 2026
Property Address	695 TERRY ST, MONTEREY, CA 93940-1606
Document Number	0000023454
Instrument Date	Jul 7, 2026
Instrument	202623454
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 TERRY ST, MONTEREY, CA 93940-1606

Mortgage

Document Number	0000023455,
Date	Jul 13, 2026
Instrument	202623455

Lender

Name	MONTEREY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 10, 2051

Interest

Rate	6.53%
Max Rate	-1%

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 13, 2026
Property Address	695 TERRY ST, MONTEREY, CA 93940-1606
Document Number	0000023456
Instrument Date	Jul 7, 2026
Instrument	202623456
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	695 TERRY ST, MONTEREY, CA 93940-1606

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 13, 2021
Property Address	695 TERRY ST, MONTEREY, CA 93940-1606
Document Number	0000034311
Map Reference	VOL 1 PG 4
Instrument Date	May 5, 2021
Instrument	2021034311
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	695 TERRY ST, MONTEREY, CA 93940-1606

Mortgage

Document Number	0000034312
Date	May 13, 2021
Instrument	2021034312

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 695 Terry St was $6,591.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$577,301 (+2%) Land $329,887 Building $247,414
2025	$6,591.00 Homeowner's exemption	$565,982 Land $323,419 Building $242,563
2023	$5,911.00 (+1.42%) Homeowner's exemption	$544,006 Land $310,861 Building $233,145
2022	$5,828.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 695 Terry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 695 Terry St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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