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  5. Smith Store Rd

695 Smith Store Rd, Covington, GA 30016 Property Records

Newton County property record for 695 Smith Store Rd, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,402 sqft · built 1983
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Tax Bill$2,908 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jul 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN00150-00000-112-000

Property Details

APN / Parcel Number

Primary APN00150-00000-112-000
Alternative APNs
  • 0015 112
  • 7787

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,402 sqft Heated Area
1st Floor Area2,402 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1988
Exterior MaterialWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage Area1,178 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number7787
Old Parcel Number0015 112
Street Address695 SMITH STORE RD
CityCOVINGTON
StateGA
Zip30016-4289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description2AC SMITH STORE ROAD
Legal SubdivisionR3 MISC LAND - AREA 10
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group2
Census Block2004
Census Tract100902

Owner

Source: Newton County records · APN 00150-00000-112-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address695 SMITH STORE RD, COVINGTON, GA 30016-4289
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2025Deed of Trust, Mortgage
AFFINITY BANK
Jul 01, 2024Deed of Trust, Mortgage · Line of Credit
NEWTON FEDERAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address695 SMITH STORE RD, COVINGTON, GA 30016-4289
Transaction TypeMortgage
Record UpdatedMar 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address695 SMITH STORE RD, COVINGTON, GA 30016-4289

Mortgage

Document Number0047600000000842
DateSep 08, 2025
Book Page0000004760/0000000842
Instrument2025010103
Lender
NameAFFINITY BANK
Agreement
AmountAmount Recorded
Term108 Months
DueJan 01, 2034

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address695 SMITH STORE RD, COVINGTON, GA 30016-4289
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address695 SMITH STORE RD, COVINGTON, GA 30016-4289

Mortgage

Document Number0046320000000238
DateJul 01, 2024
Book Page0000004632/0000000238
Lender
NameNEWTON FEDERAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 01, 2034

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,908.00 (+16.27%) Homeowner's exemption$123,000 (+23.69%) Land $16,240 Building $106,760$307,500 (+23.69%) Land $40,600 Building $266,900
2023$99,440 Land $10,720 Building $88,720$248,600 Land $26,800 Building $221,800
2022$2,501.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018 · other causes

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Spectrum
Cable		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

Based on FCC filings for 83 locations within half a mile of this property.

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