695 S Cedar St, Gardner, KS 66030 Property Records

Johnson County property record for 695 S Cedar St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,601 sqft · built 2005
Lot Size	0.19 acres (8,260 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,681 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CP99680000-0157`

Property Details

APN / Parcel Number

Primary APN	`CP99680000-0157`
Alternative APNs	`0461372504007005000` `R201890`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	1,301 sqft
Basement Area	1,243 sqft
Finished Basement	300 sqft
Unfinished Basement	943 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,260 sqft (0.19 acres)
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Covered Slab
Porch Area	216 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R201890
Street Address	695 S CEDAR ST
City	GARDNER
State	KS
Zip	66030-8121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WILLOW SPRINGS V LT 157 GAC 105 4 157
Legal Subdivision	WILLOW SPRINGS V
Legal Lot Number	157
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2006
Census Tract	53703

Owner

695 S Cedar St is owned and occupied by two individuals who acquired it in February 2024.

Source: Johnson County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	695 S CEDAR ST, GARDNER, KS 66030-8121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 23, 2024	Deed of Trust, Mortgage · VA Mortgage LEADERONE FINANCIAL CORP
Feb 22, 2024	Warranty Deed, Transfer · VA Mortgage LEADERONE FINANCIAL CORP
Nov 22, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024
Deed Sale	Feb 22, 2024
Prior Sale	Jul 13, 2005 · Amount on File
Deed Document Number	20243071
Deed Book / Page	202402 / 3071
Prior Transfer Date	Oct 19, 2022
Prior Transfer Doc	0000004768
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	695 S CEDAR ST, GARDNER, KS 66030-8121
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 LABURNUM RD, EDGEWOOD, MD 21040-3507

Mortgage

Document Number	202601/2439
Date	Jan 15, 2026
Book Page	202601/2439

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	695 S CEDAR ST, GARDNER, KS 66030-8121
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202402/3384
Date	Feb 23, 2024
Book Page	202402/3384

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company
Address	7500 COLLEGE BLVD STE 1150, OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Feb 22, 2024
Property Address	695 S CEDAR ST, GARDNER, KS 66030-8121
Document Number	202402/3071
Book / Page	202402 / 3071
Instrument Date	Feb 15, 2024
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	SECURED TITLE/TX LLC, SECURED TITLE OF KS CITY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	695 S CEDAR ST, GARDNER, KS 66030-8121

Mortgage

Document Number	2024023384
Date	Feb 22, 2024
Instrument	202402/3384

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JOHNSON KS
Recording Date	Nov 22, 2022
Property Address	695 S CEDAR ST, GARDNER, KS 66030-8121
Document Number	202211/4768
Book / Page	202211 / 4768
Instrument Date	Oct 19, 2022
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 695 S Cedar St was $4,681, up 10.8% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,681.00 (+10.79%)	$38,525 (+11.33%) Land $7,851 Building $30,674	$335,000 (+11.33%) Land $68,270 Building $266,730
2024	$4,225.00 (+0.84%)	$34,603 (+3.97%) Land $7,851 Building $26,752	$300,900 (+3.97%) Land $68,270 Building $232,630
2023	$4,190.00 (+10.76%)	$33,281 (+11.73%) Land $7,131 Building $26,150	$289,400 (+11.74%) Land $62,010 Building $227,390
2022	$3,783.00	$29,786 Land $5,946 Building $23,840	$259,000 Land $51,700 Building $207,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 695 S Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 695 S Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CO RWD 7 serves 6,457 people · EPA ID KS2009104
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoBrolly, Mercury Fiber, Xfinity.

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