Santa Clara County property record for 695 Rucker Ave, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,798 sqft · built 1970 |
| Lot Size | 1.09 acres (47,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,445,000 (Apr 2021) |
| Tax Bill | $19,042 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 830-07-038 |
| Primary APN | 830-07-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| 1st Floor Area | 1,798 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 47,685 sqft (1.09 acres) |
| Lot Dimensions | 289 ft deep x 165 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Heating System | HVAC |
|---|---|
| Water Source | Well |
| Street Address | 695 RUCKER AVE |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-20A |
| Legal Description | LOT B |
| Legal Subdivision | DUNNE RANCH 01 CATHERINE |
| Legal Lot Number | B |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 512401 |
Source: Santa Clara County records · APN 830-07-038
Assessment roll updated August 11, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 399, GILROY, CA 95021-0399 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2021 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on Record |
| Deed Sale | Apr 22, 2021 · Amount on Record |
| Prior Sale | Aug 21, 2015 · Amount on Record |
| Deed Document Number | 202124932031 |
| Prior Transfer Date | Sep 11, 2012 |
| Prior Transfer Doc | 0021889980 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 22, 2021 |
| Property Address | 695 RUCKER AVE, GILROY, CA 95020-8903 |
| Document Number | 0024932031 |
| Map Reference | MB 277 PG 7 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 24932031 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 399, GILROY, CA 95021-0399 |
| Document Number | 0024932032 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 24932032 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 695 RUCKER AVE, GILROY, CA 95020-8903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 695 RUCKER AVE, GILROY, CA 95020-8903 |
| Document Number | 0024638176 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 24638176 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2035 |
Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $19,042.00 (+2.36%) | $1,563,870 (+4.04%) Land $1,172,814 Building $391,056 |
| 2023 | $18,603.00 (+1.81%) | $1,503,145 Land $1,127,273 Building $375,872 |
| 2022 | $18,273.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 26 in force |
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hankins Information Technology Fiber · Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Spectrum.
Based on FCC filings for 34 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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