Lexington County property record for 695 Rapids Rd, Columbia, SC 29212
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,869 sqft · built 1997 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Feb 2024) |
| Tax Bill | $1,105 (2023) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002764-01-056 |
| Primary APN | 002764-01-056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,869 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 695 RAPIDS RD |
|---|---|
| City | COLUMBIA |
| State | SC |
| Zip | 29212-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | THE RAPIDS PH III LOT 56 |
| Legal Subdivision | THE RAPIDS |
| Legal Lot Number | 56 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | IRMO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21109 |
695 Rapids Rd is owned by an individual who bought it in February 2024.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FCU |
| Feb 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage ALLSOUTH FCU |
| Mar 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 23, 2021 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on File |
| Deed Sale | Feb 29, 2024 · Amount on File |
| Prior Sale | Dec 23, 2021 · Amount on File |
| Deed Document Number | 20247015 |
| Deed Book / Page | 21095 / 3170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 695 RAPIDS RD, COLUMBIA, SC 29212-3024 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2119604087 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 21196/4087 |
| Instrument | 2025049208 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Feb 29, 2024 |
| Property Address | 695 RAPIDS RD, COLUMBIA, SC 29212-3024 |
| Document Number | 2109503170 |
| Book / Page | 21095 / 3170 |
| Map Reference | SL 256 PL 10 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024007015 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 695 RAPIDS RD, COLUMBIA, SC 29212-3024 |
| Document Number | 2024007016 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 2024007016 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.52% |
| Max Rate At Change | 7.62% |
| Index | 5-Year TN |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 695 RAPIDS RD, COLUMBIA, SC 29212-3024 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1988400108 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 19884/108 |
| Instrument | 2018012091 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Dec 23, 2021 |
| Property Address | 695 RAPIDS RD, COLUMBIA, SC 29212-3024 |
| Document Number | 2098500126 |
| Book / Page | 20985 / 126 |
| Map Reference | SL 256 PL 10 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2021069035 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 695 RAPIDS RD, COLUMBIA, SC 29212-3024 |
| Date | Dec 23, 2021 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | Jan 1, 2022 |
| Rate | 6.5% |
|---|
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,240 (-) Land $1,200 Building $6,040 | $181,000 (-) Land $30,000 Building $151,000 | |
| 2023 | $1,105.00 | $7,240 Land $1,200 Building $6,040 | $181,000 Land $30,000 Building $151,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 695 Rapids Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 9 (2009–2024) |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 695 Rapids Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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