695 Pinhook Rd, Calhoun, TN 37309 Property Records

Polk County property record for 695 Pinhook Rd, Calhoun, TN 37309 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,088 sqft · built 2000
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$240,500 (May 2004)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`015K-A-004.00`

Property Details

APN / Parcel Number

Primary APN	`015K-A-004.00`
Alternative APNs	`01015KA015K00400` `070015K A 00400`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,088 sqft Living Area
Gross Area	6,276 sqft
1st Floor Area	1,732 sqft
Upper Floors Area	2,356 sqft
Basement Area	1,564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	456 sqft
Deck Area	266 sqft
Patio Area	786 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	695 PINHOOK RD
City	CALHOUN
State	TN
Zip	37309-3051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINHOOK EST OF THE HIWASSEE PB: 7 PG: 201
Legal Subdivision	PINHOOK EST OF THE HIWASSEE
Legal Lot Number	4
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2045
Census Tract	950201

Owner

Source: Polk County records · APN 015K-A-004.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	695 PINHOOK RD, CALHOUN, TN 37309-3051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit BOWATER CREDIT UNION
Jul 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOWATER EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2004 · Amount on Record
Deed Sale	May 10, 2004 · Amount on Record
Prior Sale	Jan 29, 2004 · Amount on Record
Deed Book / Page	232 / 48
Last Transfer Date	Mar 21, 2013
Transfer Doc	0WD279/462
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	695 PINHOOK RD, CALHOUN, TN 37309-3051
Transaction Type	Mortgage
Record Updated	Apr 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 PINHOOK RD, CALHOUN, TN 37309-3051

Mortgage

Document Number	000005/605
Date	Mar 16, 2026
Book Page	5/605
Instrument	26000759

Lender

Name	BOWATER CREDIT UNION
Address	PO BOX 359, CALHOUN, TN 37309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	695 PINHOOK RD, CALHOUN, TN 37309-3051
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD545/264
Date	Jul 02, 2021
Book Page	TD545/264
Instrument	21001976

Lender

Name	BOWATER EMPLOYEES CU
Type	Credit Union
Address	CALHOUN, TN 37309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jul 01, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.62%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,326.00	$137,675 (-) Land $30,000 Building $107,675	$550,700 (-) Land $120,000 Building $430,700
2024	$2,326.00	$137,675 (-) Land $30,000 Building $107,675
2023	$2,326.00 (+0.43%)	$137,675 (+56.72%) Land $30,000 Building $107,675	$550,700 (+56.72%) Land $120,000 Building $430,700
2022	$2,316.00	$87,850 Land $30,000 Building $57,850	$351,400 Land $120,000 Building $231,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (47139C), updated May 18, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471399502012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 38% of the US · above 55% of Tennessee
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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