695 Middlebridge Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 695 Middlebridge Rd, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 1950
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 1999)
Tax Bill	$7,229 (2025)
Deeds & Mortgages	May 2025 Line of Credit Mar 2021 Refinance + 3 more
Flood Zone	Zone AE (high risk)
APN	`R-20-1751-20`

Property Details

APN / Parcel Number

Primary APN	`R-20-1751-20`
Alternative APNs	`SKIN P:035-4 L:000095` `P:035=4 L:000095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	4,957 sqft
1st Floor Area	1,567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R-20-1751-20
Street Address	695 MIDDLEBRIDGE RD
City	WAKEFIELD
State	RI
Zip	02879-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Lot Number	95
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	2
Census Block	2011
Census Tract	51305

Owner

Source: South Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	695 MIDDLEBRIDGE RD, WAKEFIELD, RI 02879-7126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY
Mar 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI WASHINGTON TR CO
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO
Mar 2, 2018	Quit Claim Deed, Transfer · Conventional with PMI WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 1999 · Amount on Record
Deed Sale	Aug 30, 1999 · Amount on Record
Deed Book / Page	783 / 33
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	695 MIDDLEBRIDGE RD, SOUTH KINGSTOWN, RI 02879-7126
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001904-199
Date	May 9, 2025
Book Page	1904/199
Instrument	36227

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	695 MIDDLEBRIDGE RD, SOUTH KINGSTOWN, RI 02879-7126
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1783-294
Date	Mar 19, 2021
Book Page	1783/294
Instrument	13394

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	695 MIDDLEBRIDGE RD, SOUTH KINGSTOWN, RI 02879-7126
Document Number	1736-747
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 MIDDLEBRIDGE RD SOUTH KINGSTOWN RI 028797126, SOUTH KINGSTOWN, RI 02879-7126

Mortgage

Document Number	1736-747
Date	Mar 30, 2020
Book Page	001736/000747
Instrument	5004

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Mar 29, 2060

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	695 MIDDLEBRIDGE RD, SOUTH KINGSTOWN, RI 02879-7126
Document Number	1720-41
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 MIDDLEBRIDGE RD SOUTH KINGSTOWN RI 028797126, SOUTH KINGSTOWN, RI 02879-7126

Mortgage

Document Number	1720-41
Date	Oct 7, 2019
Book Page	001720/000041
Instrument	1674

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Mar 2, 2018
Property Address	695 MIDDLEBRIDGE RD, SOUTH KINGSTOWN, RI 02879-7126
Document Number	1667-595
Book / Page	001667 / 000595
Instrument Date	Feb 26, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 MIDDLEBRIDGE RD SOUTH KINGSTOWN RI 028797126, SOUTH KINGSTOWN, RI 02879-7126

Mortgage

Document Number	1667-598
Date	Mar 2, 2018
Book Page	001667/000598

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,229.00 (+3.86%)	$808,600 (+28.37%) Land $555,100 Building $253,500	$818,933
2023	$6,960.00 (+0.91%)	$629,900 (-) Land $426,800 Building $203,100
2022	$6,897.00	$629,900 Land $426,800 Building $203,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	39 (1984–2012)
Claims Outside the SFHA	10 of 39
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 11 claims Severe Storms And Flooding, Mar 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH KINGSTOWN-MIDDLEBRIDGE serves 694 people · EPA ID RI1000015
Water Source	Purchased groundwater from VEOLIA WATER WAKEFIELD RHODE ISLAND INC
Last State Inspection	May 2024
Also Mapped Here	SOUTH KINGSTOWN-SOUTH SHORE
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

4G LTE only, no 5G reported

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