695 McClay Rd, Novato, CA 94947 Property Records

Marin County property record for 695 McClay Rd, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1963
Lot Size	0.262 acres (11,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Aug 1998)
Tax Bill	$7,431 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140-301-15`

Property Details

APN / Parcel Number

Primary APN	`140-301-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,288 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Contemporary
Lot Area	11,430 sqft (0.262 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	695 MCCLAY RD
City	NOVATO
State	CA
Zip	94947-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP J4 525
Legal Subdivision	NOVATO HILLS 03
Legal Lot Number	178
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3001
Census Tract	103200

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	695 MCCLAY RD, NOVATO, CA 94947-3848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Apr 16, 2020	Deed of Trust, Mortgage · Conventional with PMI REDWOOD CU
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU
Dec 5, 2017	Deed of Trust, Mortgage · Conventional with PMI REDWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 1998 · Amount on Record
Deed Sale	Aug 12, 1998 · Amount on Record
Deed Document Number	199856483
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	695 MCCLAY RD, NOVATO, CA 94947-3848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 MCCLAY RD, NOVATO, CA 94947-3848

Mortgage

Document Number	0000049845
Date	Oct 15, 2020
Instrument	2020-0049845

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	695 MCCLAY RD, NOVATO, CA 94947-3848
Document Number	0000016800
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	695 MCCLAY RD NOVATO CA 949473848, NOVATO, CA 94947-3848

Mortgage

Document Number	0000016800
Date	Apr 29, 2020
Instrument	16800

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	695 MCCLAY RD, NOVATO, CA 94947-3848
Document Number	0000021868
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	695 MCCLAY RD NOVATO CA 949473848, NOVATO, CA 94947-3848

Mortgage

Document Number	0000021868
Date	Jun 19, 2018
Instrument	21868

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	695 MCCLAY RD, NOVATO, CA 94947-3848
Document Number	0000049665
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	695 MCCLAY RD NOVATO CA 949473848, NOVATO, CA 94947-3848

Mortgage

Document Number	0000049665
Date	Dec 14, 2017
Instrument	49665

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,645 (+2%) Land $343,427 Building $200,218
2025	$7,431.00 (+4.1%) Homeowner's exemption	$532,986 (+4.04%) Land $336,694 Building $196,292
2023	$7,138.00 (+2.4%) Homeowner's exemption	$512,294 Land $323,622 Building $188,672
2022	$6,971.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	24 (1982–2023)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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