695 Lanning Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 695 Lanning Rd, Hendersonville, NC 28792

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 2,100 sqft · built 2019
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Sep 2016)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9681564198`

Property Details

APN / Parcel Number

Primary APN	`9681564198`
Alternative APNs	`00968156419855` `9929323`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,100 sqft Heated Area
1st Floor Area	2,100 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	71,003 sqft (1.63 acres)
Porch	Slab
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9929323
Street Address	695 LANNING RD
City	HENDERSONVILLE
State	NC
Zip	28792-4515
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9929323~R3
Legal Description	SR1580 ON LANNING RD UNS RHODES
Legal Subdivision	EDNEYVILLE
Legal Block	56
Legal Lot Number	4198
Legal Unit	S
Jurisdiction	HENDERSON NC
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2001
Census Tract	930402

Owner

Source: Henderson County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	695 LANNING RD, HENDERSONVILLE, NC 28792-4515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Apr 29, 2019	Loan Modification, Mortgage HOMESIDE FIN'L
Apr 29, 2019	Loan Modification, Mortgage HOMESIDE FIN'L
Oct 30, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HOMESIDE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2016 · Amount on Record
Deed Sale	Sep 15, 2016 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Book / Page	1679 / 518
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	695 LANNING RD, HENDERSONVILLE, NC 28792-4515
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037550006
Date	Jul 28, 2021
Book Page	3755/6
Instrument	959066

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENDERSON NC
Property Address	695 LANNING RD, HENDERSONVILLE, NC 28792-4515
Document Number	0033540021
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 LANNING RD HENDERSONVILLE NC 287924515, HENDERSONVILLE, NC 28792-4515

Mortgage

Document Number	0033540021
Date	Jul 2, 2019
Book Page	003354/000021
Instrument	906299

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENDERSON NC
Property Address	695 LANNING RD, HENDERSONVILLE, NC 28792-4515
Document Number	0033340400
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	MEYMAX TITLE AGENCY/OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 LANNING RD HENDERSONVILLE NC 287924515, HENDERSONVILLE, NC 28792-4515

Mortgage

Document Number	0033340400
Date	May 16, 2019
Book Page	003334/000400
Instrument	903573

Lender

Name	HOMESIDE FIN'L
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.87%

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 30, 2018
Property Address	695 LANNING RD, HENDERSONVILLE, NC 28792-4515
Document Number	0032640679
Book / Page	003264 / 000679
Instrument Date	Oct 25, 2018
Instrument	893279
Transaction Type	Construction Loan
Record Updated	Nov 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	695 LANNING RD HENDERSONVILLE NC 287924515, HENDERSONVILLE, NC 28792-4515

Mortgage

Document Number	32640679
Date	Oct 30, 2018
Book Page	003264/000679
Instrument	893279

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,200 (-) Land $44,700 Building $310,500
2025	$1,939.00
2023		$355,200 Land $44,700 Building $310,500	$355,200 Land $44,700 Building $310,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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