Cherokee County property record for 695 Keener Rd, Murphy, NC 28906 · Last verified April 2026
| Property Type | Commercial > Retail |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1990 |
| Square Footage | 33,712 sqft Total Area |
| Lot Size | 43,124 sqft (0.99 acres) |
| Last Sale | $229,000 (2022) |
| Tax Bill | $1,834.00 (2025) |
| Primary APN | 550103035131000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 33,712 sqft Total Area |
| 1st Floor | 1,686 sqft 1st Floor |
| Basement Area | 1,392 sqft Basement |
| Finished Basement | 1,392 sqft Finished |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch Style |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,124 sqft (0.99 acres) |
| Depth X Width | 385 ft x 123 ft Depth x Width |
| Deck Area | 980 sqft Deck |
| Patio Area | 259 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 57048 |
|---|---|
| Street Address | 695 KEENER RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-2120 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | P/O TR 19 BOURNE SUB 1567/547 |
| Legal Subdivision | BOURNE SUB |
| Legal Tract | 19 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 930501 |
Source: Cherokee County records · APN 550103035131000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 695 KEENER RD, MURPHY, NC 28906-2120 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 22, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on Record |
| Deed Sale | Mar 25, 2022 · Amount on Record |
| Prior Sale | Aug 22, 2017 · Amount on Record |
| Deed Doc Number | 20221930 |
| Deed Book / Page | 1707 / 711 |
| Prior Transfer Date | Jul 02, 2010 |
| Prior Transfer Doc | 01392/0299 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 695 KEENER RD, MURPHY, NC 28906-2120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 001681/715 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 1681/715 |
| Instrument | 3419 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 25, 2022 |
| Property Address | 695 KEENER RD, MURPHY, NC 28906-2120 |
| Document Number | 001707/711 |
| Book / Page | 1707 / 711 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 1930 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $458.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 372 OAK MEADOW DR, ATHENS, GA 30605-4539 |
| Name | Verified Name |
|---|---|
| Address | 695 KEENER RD, MURPHY, NC 28906-2120 |
| Document Number | 0001707714 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 1707/714 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 22, 2017 |
| Property Address | 695 KEENER RD, MURPHY, NC 28906-2120 |
| Document Number | 01567/0547 |
| Book / Page | 01567 / 0547 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 03722 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $324.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 NC HIGHWAY 141, MURPHY, NC 28906-6859 |
| Name | Verified Name |
|---|---|
| Address | 695 KEENER RD, MURPHY, NC 28906-2120 |
| Document Number | 01567/0549 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 01567/0549 |
| Instrument | 03723 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,834.00 | $271,650 (-) | $271,650 (-) Land $11,000 Building $260,650 |
| 2023 | $271,650 | $271,650 Land $11,000 Building $260,650 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate 62nd percentile nationally · 84th in North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 495 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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