695 Jim David Rd, Nicholson, GA 30565 Property Records

Jackson County property record for 695 Jim David Rd, Nicholson, GA 30565

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,410 sqft · built 2001
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jul 2013)
Tax Bill	$3,080 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`013A 071`

Property Details

APN / Parcel Number

Primary APN	`013A 071`
Alternative APN	`12047`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,410 sqft Heated Area
1st Floor Area	2,410 sqft
Attic	Attic
Attic Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Porch	Slab
Porch Area	160 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12047
Street Address	695 JIM DAVID RD
City	NICHOLSON
State	GA
Zip	30565-1869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	LOT 46 BLK C SEC 2 FOX CHASE
Legal Subdivision	FOX CHASE
Legal Block	C
Legal Lot Number	46
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5030
Census Tract	10500

Owner

695 Jim David Rd is owned and occupied by two individuals who bought it in July 2013.

Source: Jackson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	695 JIM DAVID RD, NICHOLSON, GA 30565-1869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Aug 1, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Mar 12, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jan 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Apr 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 15, 2017	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2013 · Amount on File
Deed Sale	Jul 31, 2013 · Amount on File
Prior Sale	Apr 20, 2013 · Amount on File
Deed Document Number	20131909
Deed Book / Page	66F / 25
Prior Transfer Date	Apr 2, 2013
Prior Transfer Doc	00065M0465
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Jun 18, 2026
Property Address	695 JIM DAVID RD, NICHOLSON, GA 30565-1869
Document Number	0120000125
Book / Page	120T / 125
Instrument Date	Jun 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 JIM DAVID RD, NICHOLSON, GA 30565-1869
Investor	Possibly a Property Investor

Mortgage

Document Number	0120000125,
Date	Jun 18, 2026
Book Page	120T/125

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	695 JIM DAVID RD, NICHOLSON, GA 30565-1869
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 JIM DAVID RD, NICHOLSON, GA 30565-1869
Investor	Possibly a Property Investor

Mortgage

Document Number	00107M0000000740
Date	Aug 1, 2023
Book Page	000000107M/0000000740

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	695 JIM DAVID RD, NICHOLSON, GA 30565-1869
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00079Z0483
Date	Mar 12, 2018
Book Page	79Z/483

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Mar 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	695 JIM DAVID RD, NICHOLSON, GA 30565-1869
Document Number	00093R0486
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	695 JIM DAVID RD NICHOLSON GA 305651869, NICHOLSON, GA 30565-1869

Mortgage

Document Number	00093R0486
Date	Jan 19, 2021
Book Page	00093R/000486

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 18, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	695 JIM DAVID RD, NICHOLSON, GA 30565-1869
Document Number	00089E0063
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	695 JIM DAVID RD NICHOLSON GA 305651869, NICHOLSON, GA 30565-1869

Mortgage

Document Number	00089E0063
Date	Apr 27, 2020
Book Page	00089E/000063

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Apr 26, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	May 15, 2017
Property Address	695 JIM DAVID RD, NICHOLSON, GA 30565-1869
Document Number	00077B0341
Book / Page	77B / 341
Instrument Date	May 15, 2017
Instrument	2017-001941
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 JIM DAVID RD, NICHOLSON, GA 30565-1869
Investor	Possibly a Property Investor

Mortgage

Document Number	00077B0344
Date	May 24, 2017
Book Page	77B/344

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Nicholson City
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,640 (-) Land $20,000 Building $90,640	$276,600 (-) Land $50,000 Building $226,600
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$110,640 (-) Land $20,000 Building $90,640	$276,600 (-) Land $50,000 Building $226,600
2024	$3,080.00 (+10.55%)	$110,640 (+10.55%) Land $20,000 Building $90,640	$276,600 (+10.55%) Land $50,000 Building $226,600
2023	$2,786.00 (+9.94%)	$100,080 (+20.12%) Land $20,000 Building $80,080	$250,200 (+20.12%) Land $50,000 Building $200,200
2022	$2,534.00	$83,320 Land $20,000 Building $63,320	$208,300 Land $50,000 Building $158,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 695 Jim David Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 695 Jim David Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLSON WATER AUTHORITY serves 3,218 people · EPA ID GA1570004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Xfinity.

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