Cherokee County property record for 695 Hayford Ln, Murphy, NC 28906 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,696 sqft · built 1974 |
| Lot Size | 60.3 acres (2,629,282 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,251 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 452400266765000 |
| Primary APN | 452400266765000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Heated Area |
| Upper Floors Area | 448 sqft |
| Interior Walls | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,629,282 sqft (60.3 acres) |
| Lot Width | 1,562 ft Width |
| Terrain | Wooded |
| Porch | Porch |
|---|---|
| Porch Area | 104 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 660070005350 |
|---|---|
| Street Address | 695 HAYFORD LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-8466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | GOLDSBOROUGH PROP 336/129 377/206 |
| Legal Phase | 336 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 930603 |
Source: Cherokee County records · APN 452400266765000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 695 HAYFORD LN, MURPHY, NC 28906-8466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK |
| Mar 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NANTAHALA BANK & TRUST COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 1977 |
| Deed Sale | Aug 01, 1977 |
| Deed Document Number | 0000336129 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 695 HAYFORD LN, MURPHY, NC 28906-8466 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1681/1223 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 1681/1223 |
| Instrument | 3503 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 695 HAYFORD LN, MURPHY, NC 28906-8466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01608/1002 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 01608/1002 |
| Instrument | 01094 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 13, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,251.00 | $153,370 (-) | $353,250 (-) Land $245,060 Building $108,190 |
| 2023 | $153,370 | $353,250 Land $245,060 Building $108,190 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 400 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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