695 Grady Rd, Cameron, NC 28326 Property Records

Moore County property record for 695 Grady Rd, Cameron, NC 28326

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,120 sqft · built 2012
Lot Size	20.8 acres (908,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Mar 2025)
Tax Bill	$4,231 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8597619911`

Property Details

APN / Parcel Number

Primary APN	`8597619911`
Alternative APNs	`859700619911` `100001845` `20110364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	908,226 sqft (20.8 acres)
Porch	Porch
Porch Area	108 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	100001845
Street Address	695 GRADY RD
City	CAMERON
State	NC
Zip	28326-8209
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 CARTHAGE MUNI GRADY
Legal Tract	1
Legal Lot Number	1
Jurisdiction	MOORE NC
Township / Civil Division	1, CARTHAGE
Census Block Group	1
Census Block	1004
Census Tract	950507

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	695 GRADY RD, CAMERON, NC 28326-8209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · VA Mortgage ATLAS TITLE, ATLANTIC TITLE & ESCROW
Mar 13, 2025	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Prior Sale	Dec 22, 2011 · Amount on Record
Deed Document Number	20253092
Deed Book / Page	6310 / 206
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Recording Date	Apr 7, 2026
Property Address	695 GRADY RD, CAMERON, NC 28326-8209
Document Number	006522/177
Book / Page	6522 / 177
Instrument Date	Apr 2, 2026
Instrument	20265057
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ATLAS TITLE, ATLANTIC TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 GRADY RD, CAMERON, NC 28326-8209

Mortgage

Document Number	0000005057,
Date	Apr 7, 2026
Book Page	6522/177
Instrument	20265057

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Mar 13, 2025
Property Address	695 GRADY RD, CAMERON, NC 28326-8209
Document Number	006310/206
Book / Page	6310 / 206
Instrument Date	Feb 26, 2025
Instrument	2025003092
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 CYPRESS LN, PINEHURST, NC 28374-8075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 GRADY RD, CAMERON, NC 28326-8209

Mortgage

Document Number	2025003093
Date	Mar 13, 2025
Instrument	2025003093

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Carthage Town
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,231.00	$505,200 (-) Land $221,720 Building $283,480
2025	$4,231.00 (-3.99%)	$505,200 (-) Land $221,720 Building $283,480
2024			$505,200 (-) Land $221,720 Building $283,480
2023	$4,407.00	$505,200 Land $221,720 Building $283,480	$505,200 Land $221,720 Building $283,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Brightspeed, Spectrum.

Cell Coverage

4G LTE only, no 5G reported

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