Caldwell County property record for 695 FM 86, Luling, TX 78648
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.85 acres (168,054 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,821 (2026) |
| Deeds & Mortgages | Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0500872-000-030-00 |
| Primary APN | 0500872-000-030-00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 168,054 sqft (3.85 acres) |
|---|---|
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 528 sqft |
| Storage Building | 120 sqft |
| Account Number | 43327 |
|---|---|
| Street Address | 695 FM 86 |
| City | LULING |
| State | TX |
| Zip | 78648-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER CREEK ESTATES, LOT 3, ACRES 3.858 |
| Legal Subdivision | SILVER CREEK ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LULING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 960701 |
695 FM 86 is owned and occupied by two individuals who acquired it in July 2020.
Source: Caldwell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 695 FM 86, LULING, TX 78648-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 |
| Deed Sale | Jul 15, 2020 |
| Deed Document Number | 20203601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Jul 15, 2020 |
| Property Address | 695 FM 86, LULING, TX 78648-1529 |
| Document Number | 2020003601 |
| Instrument Date | Jun 28, 2020 |
| Instrument | 2020-003601 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9811 DISCOVERY DR, 9811, CONVERSE, TX 78109-1978 |
| Name | Verified Name |
|---|---|
| Address | 695 FM 86, LULING, TX 78648-1529 |
The 2026 property tax bill for 695 FM 86 was $3,821.
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Luling Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,821.00 | $269,710 (+8.34%) Land $227,110 Building $42,600 | $269,710 (+8.34%) Land $227,110 Building $42,600 |
| 2025 | $248,950 Land $205,450 Building $43,500 | $248,950 Land $205,450 Building $43,500 | |
| 2024 | $3,377.00 (+5.4%) | ||
| 2023 | $3,204.00 (-7.26%) | $234,030 Land $225,450 Building $8,580 | $234,030 Land $225,450 Building $8,580 |
| 2022 | $3,455.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 695 FM 86 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 695 FM 86 is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| VTX Communications Fixed Wireless | 400 / 50 |
May also be available: Guadalupe Valley Electric Cooperative, T-Mobile, Verizon.
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