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695 E Webster St, Ferndale, MI 48220 Property Records

Oakland County property record for 695 E Webster St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,035 sqft · built 1941
Lot Size0.089 acres (3,877 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jun 2023)
Tax Bill$6,006 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jun 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-25-35-351-049

Property Details

APN / Parcel Number

Primary APN24-25-35-351-049

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,035 sqft Living Area
1st Floor Area678 sqft
Basement Area678 sqft
Unfinished Basement678 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,877 sqft (0.089 acres)
Lot Dimensions110 ft deep x 35 ft wide
Garage Area322 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area34 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address695 E WEBSTER ST
CityFERNDALE
StateMI
Zip48220-3540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 35 HUGO SCHERERS SUB LOT 126, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section35
Legal SubdivisionHUGO SCHERERS SUB
Legal Lot Number126
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1006
Census Tract173500

Owner

Source: Oakland County records · APN 24-25-35-351-049

Assessment roll updated February 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address695 E WEBSTER ST, FERNDALE, MI 48220-3540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 06, 2023Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Apr 03, 2017Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 06, 2023 · Amount on Record
Deed SaleJun 06, 2023 · Amount on Record
Prior SaleApr 03, 2017 · Amount on Record
Deed Document Number202361669
Deed Book / Page58652 / 179
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address695 E WEBSTER ST, FERNDALE, MI 48220-3540
Transaction TypeMortgage
Record UpdatedFeb 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address695 E WEBSTER ST, FERNDALE, MI 48220-3540

Mortgage

Document Number20260006976
DateJan 15, 2026
Book Page60876/249
Instrument20260006976
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueNov 01, 2040

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 06, 2023
Property Address695 E WEBSTER ST, FERNDALE, MI 48220-3540
Document Number0000061669
Book / Page58652 / 179
Map ReferenceLB 12 PG 8
Instrument DateMay 31, 2023
Instrument61669
Transaction TypeTransfer
Record UpdatedJun 20, 2023
Title CompanyPARKS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address695 E WEBSTER ST, FERNDALE, MI 48220-3540

Transferred To (Grantee/Buyer)

NameVerified Name
Address18105 PARKSIDE ST, DETROIT, MI 48221-2792

Mortgage

Document Number0058652181
DateJun 06, 2023
Instrument58652/181
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 03, 2017
Property Address695 E WEBSTER ST, FERNDALE, MI 48220-3540
Document Number0000059506
Book / Page50522 / 00197
Map ReferenceLB 12 PG 8
Instrument DateMar 10, 2017
Instrument059506
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyRED CARPET TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address685 E WEBSTER ST, 685, FERNDALE, MI 48220-3540

Transferred To (Grantee/Buyer)

NameVerified Name
Address695 E WEBSTER ST, FERNDALE, MI 48220-3540

Mortgage

Document Number0000059514
DateApr 03, 2017
Instrument059514
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,006.00 (-5.09%) Homeowner's exemption$122,840 (+5.12%)$245,680 (+5.12%)
2024$6,328.00 (+31.97%)
2023$116,860$233,720
2021$4,795.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 718 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemFERNDALE
serves 22,105 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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