DeKalb County property record for 695 E Main St, Dowelltown, TN 37059 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,320 sqft Living Area |
| Lot Size | 211,266 sqft (4.84 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Last Sale | $174,900 (2017) |
| Tax Bill | $1,127.00 (2025) |
| Primary APN | 021044 00309 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 2,320 sqft Living Area |
| 1st Floor | 1,744 sqft 1st Floor |
| Upper Floors | 960 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 211,266 sqft (4.84 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Deck Area | 224 sqft Deck |
| Patio Area | 728 sqft Patio |
| Topography | Rolling Topography |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 695 E MAIN ST |
|---|---|
| City | DOWELLTOWN |
| State | TN |
| Zip | 37059-2019 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20; SUBDIVISION: TRACT 1; TRACT: 1 |
| Legal Subdivision | ESTATE OF J E BANKS |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | DE KALB TN |
| Minor Civil Division | 2 |
| Census Blockgroup | 1 |
| Census Block | 1067 |
| Census Tract | 920300 |
Source: DeKalb County records · APN 021044 00309
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 695 E MAIN ST, DOWELLTOWN, TN 37059-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LENDAGE |
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA |
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA |
| Oct 18, 2017 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on Record |
| Deed Sale | Oct 18, 2017 · Amount on Record |
| Prior Sale | Feb 20, 2008 · Amount on Record |
| Deed Doc Number | 0000418608 |
| Deed Book / Page | 418 / 608 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 695 E MAIN ST, DOWELLTOWN, TN 37059-2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 695 E MAIN ST, DOWELLTOWN, TN 37059-2019 |
| Document Number | 0005390000000228 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 0000000539/0000000228 |
| Instrument | 206951 |
| Name | LENDAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 695 E MAIN ST, DOWELLTOWN, TN 37059-2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 695 E MAIN ST, DOWELLTOWN, TN 37059-2019 |
| Document Number | 0005140000000431 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 0000000514/0000000431 |
| Instrument | 201374 |
| Name | ACOPIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 695 E MAIN ST, DOWELLTOWN, TN 37059-2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 695 E MAIN ST, DOWELLTOWN, TN 37059-2019 |
| Document Number | 0004910000000201 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | 0000000491/0000000201 |
| Instrument | 196891 |
| Name | ACOPIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Oct 18, 2017 |
| Property Address | 695 E MAIN ST, DOWELLTOWN, TN 37059-2019 |
| Book / Page | 000418 / 000608 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 180742 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $647.13 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 695 E MAIN ST DOWELLTOWN TN 370592019, DOWELLTOWN, TN 37059-2019 |
| Document Number | 0000180742 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 000418/000610 |
| Instrument | 180742 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 17, 2047 |
Source: DeKalb County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Municipality | Dowelltown Town |
| Unified School District | DeKalb County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,127.00 (+45.05%) | $44,900 (-) Land $4,500 Building $40,400 | |
| 2023 | $44,900 (-) Land $4,500 Building $40,400 | ||
| 2022 | $777.00 | $44,900 Land $4,500 Building $40,400 | $179,600 (-) Land $18,000 Building $161,600 |
| 2021 | $179,600 Land $18,000 Building $161,600 |
695 E Main St is in FEMA Zone A, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · DeKalb County (47041C), updated February 14, 2025
| FEMA Flood Zone | Zone A 1% annual chance, no base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 5th in Tennessee |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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