Cherokee County property record for 695 Co Rd 92, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,412 sqft · built 1964 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Company Name on File |
| Tax Bill | $397 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-08-27-0-000-032.000 |
| Primary APN | 13-10-08-27-0-000-032.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Porch | Slab |
| Porch Area | 208 sqft |
| Deck Area | Deck Area |
| Account Number | 1305 |
|---|---|
| Street Address | 695 COUNTY ROAD 92 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NW R/W INT CO RD 92 & UNNAMED 50'CO RD;NW 235'ALG R/W CO RD 92;W 285';S 200'TO 50'RD;E 415'ALG R/W TO POB |
| Legal Range | 10E |
| Legal Township | 09S |
| Legal Section | 27 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 955701 |
695 Co Rd 92, a single family home, is owned by a company.
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 414, CEDARTOWN, GA 30125-0414 |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 695 Co Rd 92 was $397, up 81.3% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397.00 (+81.28%) | ||
| 2025 | $219.00 (-40.33%) | $2,600 (+5.69%) Land $1,140 Building $1,460 | $111,600 (+0.54%) Land $11,300 Building $100,300 |
| 2024 | $367.00 (+69.12%) Additional exemption filed | $2,460 (-77.88%) Land $1,000 Building $1,460 | $111,000 (-) Land $9,900 Building $101,100 |
| 2023 | $217.00 Additional exemption filed | $11,120 (+352.03%) | $111,000 (-) Land $9,900 Building $101,100 |
| 2022 | $217.00 Additional exemption filed | $2,460 Land $1,000 Building $1,460 | $111,000 Land $9,900 Building $101,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 695 Co Rd 92 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 695 Co Rd 92 is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187 |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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