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695 Cedar Flat Ave, Galt, CA 95632 Property Records

Sacramento County property record for 695 Cedar Flat Ave, Galt, CA 95632 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,942 sqft · built 1990
Lot Size0.222 acres (9,667 sqft)
Owner2 Individual Names on File
Last Sale$428,000 (Oct 2020)
Tax Bill$5,449 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN150-0460-009-0000

Property Details

APN / Parcel Number

Primary APN150-0460-009-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,942 sqft Living Area
1st Floor Area1,942 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area9,667 sqft (0.222 acres)
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address695 CEDAR FLAT AVE
CityGALT
StateCA
Zip95632-3045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER OAKS 01A, LOT 112
Legal SubdivisionRIVER OAKS 01A
Legal Lot Number112
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1004
Census Tract9410

Owner

Source: Sacramento County records · APN 150-0460-009-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address695 CEDAR FLAT AVE, GALT, CA 95632-3045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2022Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Oct 05, 2020Grant Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MTG
Dec 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN 1 CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2020 · Amount on Record
Deed SaleOct 05, 2020 · Amount on Record
Prior SaleJul 28, 2000 · Amount on Record
Deed Book / Page20201005 / 1546
Prior Transfer DateAug 05, 2005
Prior Transfer Doc0000001364
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address695 CEDAR FLAT AVE, GALT, CA 95632-3045
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address695 CEDAR FLAT AVE, GALT, CA 95632-3045
InvestorPossibly a Property Investor

Mortgage

Document Number0000000397
DateNov 08, 2022
Instrument2022110800397
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Address95256
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateOct 05, 2020
Property Address695 CEDAR FLAT AVE, GALT, CA 95632-3045
Document Number2010051546
Instrument DateSep 30, 2020
Instrument2010051546
Transaction TypeTransfer
Record UpdatedOct 19, 2020
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$471.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address695 CEDAR FLAT AVE GALT CA 956323045, GALT, CA 95632-3045

Mortgage

Document Number2010051547
DateOct 05, 2020
Instrument2010051547
Lender
NameAMERICAN PACIFIC MTG
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 04, 2050

Mortgage

Document Number2010051548,
DateOct 05, 2020
Instrument2010051548
Lender
NameGOLDEN ST FIN AUTHORITY
AddressSACRAMENTO, CA 95814
Agreement
AmountAmount Recorded

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address695 CEDAR FLAT AVE, GALT, CA 95632-3045
Document Number1812200873
Instrument DateDec 18, 2018
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNEXTITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1080 E PELTIER RD ACAMPO CA 952209652, ACAMPO, CA 95220-9652

Mortgage

Document Number1812200873
DateDec 20, 2018
Instrument1812200873
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 19, 2033

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$472,544 (+2%) Land $99,366 Building $373,178
2025$5,449.00 (+4.39%)$463,279 (+4.04%) Land $97,418 Building $365,861
2024$5,220.00 (+1.66%)
2023$5,135.00 (-7.63%)$445,291 Land $93,636 Building $351,655
2022$5,559.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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