Yellowstone County property record for 695 Bender Rd, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,287 sqft · built 1996 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,269 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000D032120 |
| Primary APN | 000D032120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,287 sqft Living Area |
| Gross Area | 3,455 sqft |
| 1st Floor Area | 1,777 sqft |
| Basement Area | 1,678 sqft |
| Finished Basement | 1,510 sqft |
| Unfinished Basement | 168 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Terrain | Below Road/Slope |
| View / Lot | Rural |
| Garage Area | 1,144 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 471 sqft |
| Deck Area | 41 sqft |
| Patio Area | 563 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 695 BENDER RD |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORNTON SUBD 2ND FILING, S02, T02 S, R26 E, BLOCK 1, LOT 1A, AMD (18) |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | THORNTON SUBD 2ND FILING |
| Legal Block | 1 |
| Legal Lot Number | 1A |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 940001 |
695 Bender Rd is owned and occupied by two individuals.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 695 BENDER RD, BILLINGS, MT 59101-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY CREDIT UNION |
| Nov 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Aug 25, 2026 |
| Property Address | 695 BENDER RD, BILLINGS, MT 59101-9516 |
| Document Number | 0004144221 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20264144221 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 695 BENDER RD, BILLINGS, MT 59101-9516 |
| Document Number | 0004144221, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 20264144221 |
| Name | VALLEY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Aug 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Nov 2, 2023 |
| Property Address | 695 BENDER RD, BILLINGS, MT 59101-9516 |
| Document Number | 0004061647 |
| Map Reference | DOC 3833649 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 4061647 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 695 BENDER RD, BILLINGS, MT 59101-9516 |
| Document Number | 0004061648 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 4061648 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 695 Bender Rd was $4,269, down 4.6% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Secondary School District | Billings High School District (09 - 12) |
| Elementary School District | Blue Creek Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $821,653 (-) Land $71,673 Building $749,980 | $821,653 (-) Land $71,673 Building $749,980 | |
| 2025 | $4,269.00 (-4.6%) | $821,653 Land $71,673 Building $749,980 | $821,653 Land $71,673 Building $749,980 |
| 2024 | $4,475.00 (+17.67%) | ||
| 2023 | $3,803.00 | $609,383 | $609,383 Land $66,173 Building $543,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 695 Bender Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 695 Bender Rd is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 58% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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