695 Arbor Dr, Westminster, MD 21158 Property Records

Carroll County property record for 695 Arbor Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,408 sqft · built 1980
Lot Size	1.74 acres (76,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2022)
Tax Bill	$4,031 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-019837`

Property Details

APN / Parcel Number

Primary APN	`03-019837`
Alternative APNs	`3019837` `019837`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,408 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	76,056 sqft (1.74 acres)
Porch	Slab
Porch Area	25 sqft
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019837
Street Address	695 ARBOR DR
City	WESTMINSTER
State	MD
Zip	21158-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 28 - 1.7464 ACS 695 ARBOR DR 20-22 GRAND VALLEY ACS SC 3
Legal Subdivision	GRAND VALLEY ACRES
Legal Lot Number	28
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	4
Census Block	4008
Census Tract	503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	695 ARBOR DR, WESTMINSTER, MD 21158-1450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Dec 8, 2016 · Amount on Record
Deed Book / Page	10797 / 246
Prior Transfer Date	Aug 7, 2015
Prior Transfer Doc	0080640443
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 8, 2022
Property Address	695 ARBOR DR, WESTMINSTER, MD 21158-1450
Document Number	0107970246
Book / Page	10797 / 246
Map Reference	MB 20 PG 22
Instrument Date	May 27, 2022
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	695 ARBOR DR, 695, WESTMINSTER, MD 21158-1450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 ARBOR DR, WESTMINSTER, MD 21158-1450

Mortgage

Document Number	0107970251
Date	Jun 8, 2022
Instrument	10797-0251

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,031.00 (+3.09%)	$354,633 (+3.15%)	$376,300 (+9.45%) Land $157,400 Building $218,900
2025	$3,910.00 (+23.77%)	$343,800 (+22.96%) Land $132,400 Building $211,400	$343,800 (-) Land $132,400 Building $211,400
2023	$3,159.00	$279,600	$343,800 Land $132,400 Building $211,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Arbor Dr

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