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6949 Summit Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6949 Summit Dr, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,455 sqft · built 1989
Lot Size0.976 acres (42,524 sqft)
Owner2 Individual Names on File
Last Sale$343,000 (Jul 2018)
Tax Bill$258 (2024)
Deeds & MortgagesAug 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-2S-26-1921-00800-0010

Property Details

APN / Parcel Number

Primary APN18-2S-26-1921-00800-0010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,455 sqft Heated Area
Gross Area3,936 sqft
1st Floor Area2,980 sqft
Upper Floors Area154 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area42,524 sqft
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area788 sqft
Deck Area277 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number182S261921008000010
Street Address6949 SUMMIT DR
CityNAVARRE
StateFL
Zip32566-8735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLLEY BY THE SEA 2ND CORR & AMENDED LOT 1 BLK 8 AS DES IN OR 3744 PG 1914
Legal Range26W
Legal Township02S
Legal Section18
Legal SubdivisionBY THE SEA
Legal Block8
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1019
Census Tract10822

Owner

Source: Santa Rosa County records · APN 18-2S-26-1921-00800-0010

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6949 SUMMIT DR, NAVARRE, FL 32566-8735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 05, 2018Warranty Deed, Transfer · VA Mortgage
MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 05, 2018 · Amount on Record
Deed SaleJul 05, 2018 · Amount on Record
Prior SaleOct 07, 2016 · Amount on Record
Deed Document Number201828480
Deed Book / Page3744 / 1914
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6949 SUMMIT DR, NAVARRE, FL 32566-8735
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6949 SUMMIT DR, NAVARRE, FL 32566-8735

Mortgage

Document Number0039971906
DateAug 31, 2020
Book Page3997/1906
Instrument202044939
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 05, 2018
Property Address6949 SUMMIT DR, NAVARRE, FL 32566-8735
Document Number0037441914
Book / Page003744 / 001914
Instrument DateJun 29, 2018
Instrument28480
Transaction TypeTransfer
Record UpdatedSep 05, 2018
Title CompanyRELIABLE LAND TITLE CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,401.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6849 SUMMIT DR NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number37441915
DateJul 05, 2018
Book Page003744/001915
Instrument28481
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 04, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$258.00 (+7.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$334,781 (+3%)$438,523 (+0.61%) Land $78,750 Building $359,773
2023$240.00 (+6.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$325,030 (+3%)$435,870 (+3.93%) Land $78,750 Building $357,120
2022$225.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$315,563$419,372 Land $73,500 Building $345,872

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 227 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies227 in force
Nearby Flood Claims5 (2004–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Hurricane Sally, Sep 2020 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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