6949 State Rte 9, Chestertown, NY 12817 Property Records

Warren County and Chester Town property record for 6949 State Rte 9, Chestertown, NY 12817

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,346 sqft · built 1900
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,000 (Aug 2001)
Tax Bill	$5,306 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2019 Mortgage + 2 more
APN	`522400 85.12-1-5`

Property Details

APN / Parcel Number

Primary APN	`522400 85.12-1-5`
Alternative APN	`240008501200010050000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,346 sqft Living Area
1st Floor Area	598 sqft
2nd Floor Area	598 sqft
Upper Floors Area	448 sqft
Attic	Attic
Attic Area	150 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	200 ft deep x 50 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	640 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6949 STATE ROUTE 9
City	CHESTERTOWN
State	NY
Zip	12817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ADPAA
Legal Description	47.-1-4.22
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	WARREN NY
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1039
Census Tract	75002

Owner

Source: Warren County and Chester Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 235, CHESTERTOWN, NY 12817-0235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 24, 2019	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 12, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2001 · Amount on Record
Deed Sale	Aug 20, 2001 · Amount on Record
Deed Book / Page	1227 / 335
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Recording Date	May 6, 2026
Property Address	6949 STATE ROUTE 9, CHESTERTOWN, NY 12817
Document Number	0072320055
Book / Page	7232 / 55
Instrument Date	Apr 24, 2026
Instrument	20262707
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002707,
Date	May 6, 2026
Book Page	7232/55
Instrument	20262707

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	6949 STATE ROUTE 9, CHESTERTOWN, NY 12817
Document Number	0000007087
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6949 STATE ROUTE 9 CHESTERTOWN NY 12817, CHESTERTOWN, NY 12817

Mortgage

Document Number	0000007087
Date	Nov 7, 2019
Book Page	006020/000244
Instrument	7087

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN NY
Property Address	6949 STATE ROUTE 9, CHESTERTOWN, NY 12817
Document Number	0000007088
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6949 STATE RTE CHESTERTOWN NY 12817, CHESTERTOWN, NY 12817

Mortgage

Document Number	0000007088
Date	Nov 7, 2019
Book Page	006020/000270
Instrument	7088

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

Interest

Rate	4.5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	6949 STATE ROUTE 9, CHESTERTOWN, NY 12817
Document Number	0000002291
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 235 CHESTERTOWN NY 128170235, CHESTERTOWN, NY 12817-0235

Mortgage

Document Number	0000002291
Date	Apr 18, 2018
Book Page	005737/000072
Instrument	2291

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

Source: Warren County and Chester Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Chester Town
Unified School District	North Warren Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,306.00 (+8.18%) Homeowner's exemption
2025	$4,905.00	$461,000 (+44.02%) Land $247,000 Building $214,000	$475,300 (+35.11%) Land $254,662 Building $220,638
2023		$320,100 Land $178,400 Building $141,700	$351,800 Land $196,067 Building $155,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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