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6949 Payne Ave, Dearborn, MI 48126 Property Records

Wayne County property record for 6949 Payne Ave, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,144 sqft · built 1966
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Jun 2022)
Tax Bill$5,128 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN82-10-071-14-033

Property Details

APN / Parcel Number

Primary APN82-10-071-14-033

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,144 sqft Living Area
1st Floor Area550 sqft
Basement Area550 sqft
Unfinished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeFrame
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions112 ft deep x 35 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6949 PAYNE AVE
CityDEARBORN
StateMI
Zip48126-1796
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 291 MELROSE GARDEN SUB
Legal SubdivisionMELROSE GARDEN
Legal Lot Number291
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group4
Census Block4008
Census Tract573900

Owner

6949 Payne Ave is owned and occupied by an individual who bought it in June 2022.

Source: Wayne County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address6949 PAYNE AVE, DEARBORN, MI 48126-1796
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2022 · Amount on File
Deed SaleJun 8, 2022 · Amount on File
Prior SaleJan 29, 1999 · Amount on File
Deed Document Number2022206296
Deed Book / Page57676 / 1268
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateJun 8, 2022
Property Address6949 PAYNE AVE, DEARBORN, MI 48126-1796
Document Number0576761268
Book / Page57676 / 1268
Map ReferenceLB 42 PG 95
Instrument DateJun 7, 2022
Instrument2022206296
Transaction TypeTransfer
Record UpdatedJul 4, 2022
Title CompanyNVR TITLE, V1 TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,612.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2240 FAIRCHILD ST, 2240, PENSACOLA, FL 32504-6519

Transferred To (Grantee/Buyer)

NameVerified Name
Address7841 COLEMAN ST, DEARBORN, MI 48126-1027

Mortgage

Document Number0576761269
DateJun 8, 2022
Instrument57676/1269
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6949 Payne Ave was $5,128 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$120,200$240,400
2025$5,128.00
2023$92,200$184,400
2019$2,811.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6949 Payne Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6949 Payne Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 984 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile, WOW Internet, Cable & Phone.

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