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6949 Laurel del Dr, Lucerne, CA 95458 Property Records

Lake County property record for 6949 Laurel del Dr, Lucerne, CA 95458 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 1973
Lot Size0.269 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Dec 2018)
Tax Bill$2,816 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN006-402-520-000

Property Details

APN / Parcel Number

Primary APN006-402-520-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,600 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Construction TypeWood
Lot Area11,761 sqft (0.269 acres)
Garage Area396 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address6949 LAUREL DEL DR
CityLUCERNE
StateCA
Zip95458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLUCERNE RIVIERA
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group2
Census Block2037
Census Tract501

Owner

Source: Lake County records · APN 006-402-520-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 312, LUCERNE, CA 95458-0312
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
REDWOOD CU
Dec 27, 2018Grant Deed, Transfer · FHA Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2018 · Amount on Record
Deed SaleDec 27, 2018 · Amount on Record
Prior SaleFeb 23, 2016
Deed Document Number2018016181
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address6949 LAUREL DEL DR, LUCERNE, CA 95458
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanySYNRGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5949 LAUREL DEL DRIVE, LUCERNE, CA 95458

Mortgage

Document Number0000010298
DateAug 24, 2020
Instrument2020010298
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateDec 27, 2018
Property Address6949 LAUREL DEL DR, LUCERNE, CA 95458
Document Number0000016181
Instrument DateDec 19, 2018
Instrument16181
Transaction TypeTransfer
Record UpdatedJan 30, 2019
Title CompanySPL EXPRESS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address6949 LAUREL DEL DR LUCERNE CA 95458, LUCERNE, CA 95458

Mortgage

Document Number16182
DateDec 27, 2018
Instrument16182
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,816.00 (-10.57%)$250,988 (+4.04%) Land $50,196 Building $200,792
2023$3,149.00 (+1.29%)$241,244 Land $48,248 Building $192,996
2022$3,109.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims38 (1983–2017)
Claims Outside the SFHA3 of 38
Most Recent ClaimMar 2017, other causes
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 9 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Wildfire

Wildfire RiskHigh
above 89% of the US · above 70% of California
Wildfire LikelihoodAbout 1 in 120 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
101NetlinkFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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