6948 Lake Rd, Madison, OH 44057 Property Records

Lake County property record for 6948 Lake Rd, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,212 sqft · built 1937
Lot Size	0.143 acres (6,268 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jan 2024)
Tax Bill	$3,432 (2023)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-B-098-E-00-006-0`

Property Details

APN / Parcel Number

Primary APN	`01-B-098-E-00-006-0`
Alternative APN	`F 295`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	936 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1987
Architectural Style	Historical
Exterior Material	Stucco
Lot Area	6,268 sqft (0.143 acres)
Lot Dimensions	114 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	F 295
Street Address	6948 LAKE RD
City	MADISON
State	OH
Zip	44057-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	COWLES & ELY LOT TRACT 2 PART OF VACATED ALLEY
Legal Subdivision	CUMINGS BEACH PARK SUBDIVISION
Legal Tract	2
Legal Lot Number	1272
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3001
Census Tract	206700

Owner

6948 Lake Rd is owned and occupied by an individual who bought it in January 2024.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	6948 LAKE RD, MADISON, OH 44057-1266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2024 · Amount on File
Deed Sale	Jan 10, 2024 · Amount on File
Prior Sale	Dec 13, 2006 · Amount on File
Deed Document Number	486655
Record Updated	Jun 7, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jan 10, 2024
Property Address	6948 LAKE RD, MADISON, OH 44057-1266
Document Number	0000000648
Map Reference	VOL F PG 49
Instrument Date	Jan 4, 2024
Instrument	2024R000648
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6948 LAKE RD, MADISON, OH 44057-1266

Mortgage

Document Number	0000000649
Date	Jan 10, 2024
Instrument	2024R000649

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,432.00 (+144.97%) Homeowner's exemption Senior Citizen's exemption	$30,880 (-0.96%) Land $7,270 Building $23,610
2022	$1,401.00 Homeowner's exemption Senior Citizen's exemption	$31,180 Land $7,570 Building $23,610
2021			$88,240 Land $20,780 Building $67,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6948 Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6948 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20