6948 Cross Cut Ct, Ocoee, FL 34761 Property Records

Orange County property record for 6948 Cross Cut Ct, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1992
Lot Size	1.13 acres (49,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,000 (Dec 2014)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-22-28-7821-00-130`

Property Details

APN / Parcel Number

Primary APN	`03-22-28-7821-00-130`
Alternative APNs	`282203782100130` `223662` `228193` `232700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,628 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,278 sqft (1.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6948 CROSS CUT CT
City	OCOEE
State	FL
Zip	34761-8457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SAWMILL PHASE 1 23/32 LOT 13
Legal Range	28E
Legal Township	22S
Legal Section	03
Legal Subdivision	SAWMILL PH 1
Legal Phase	1
Legal Tract	7821
Legal Lot Number	13
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1001
Census Tract	15006

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6948 CROSS CUT CT, OCOEE, FL 34761-8457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 7, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2014 · Amount on Record
Deed Sale	Dec 23, 2014 · Amount on Record
Prior Sale	Sep 2, 2009 · Amount on Record
Deed Document Number	2014645581
Deed Book / Page	10852 / 3078
Prior Transfer Date	Dec 9, 2014
Prior Transfer Doc	0000645581
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6948 CROSS CUT CT, OCOEE, FL 34761-8457
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6948 CROSS CUT CT, OCOEE, FL 34761-8457

Mortgage

Document Number	20210367540
Date	Jun 21, 2021
Instrument	20210367540

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Mar 1, 2041

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6948 CROSS CUT CT, OCOEE, FL 34761-8457
Document Number	0000109461
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6948 CROSS CUT CT OCOEE FL 347618457, OCOEE, FL 34761-8457

Mortgage

Document Number	0000109461
Date	Feb 21, 2019
Instrument	109461

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,867 (+2.7%)	$335,650 (-1.13%) Land $120,000 Building $215,650
2025	$2,191.00 (+12.13%) Homeowner's exemption	$130,348 (+10.12%)	$339,470 (+9.72%) Land $120,000 Building $219,470
2024	$1,954.00 (+7.96%)
2023	$1,810.00 (+4.08%) Homeowner's exemption	$118,373 (+3%)	$309,400 (+10.71%) Land $120,000 Building $189,400
2022	$1,739.00 Homeowner's exemption	$114,925	$279,461 Land $120,000 Building $159,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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