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6946 Upper Cliff Rd, Poland, IN 47868 Property Records

Owen County property record for 6946 Upper Cliff Rd, Poland, IN 47868 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1988
Square Footage2,088 sqft Living Area
Lot Size506,167 sqft (11.6 acres)
OccupancyOwner Occupied
Last Sale$247,500 (2012)
Tax Bill$1,627.00 (2025)

Property Details

APN / Parcel Number

Primary APN60-06-07-304-230.000-019
Alternative APN
  • 00000996309

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Building Area2,088 sqft Living Area
1st Floor2,088 sqft 1st Floor
Family RoomFamily Room
Stories2 Stories

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area506,167 sqft (11.6 acres)
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area864 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area120 sqft Shed
TopographyHigh Topography
Lean-To128 sqft Lean-To
Poultry House80 sqft Poultry House

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Account Number00000996309
Street Address6946 UPPER CLIFF RD
CityPOLAND
StateIN
Zip47868-7055
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionSE S7 T11 R4 11.62A (11.17A FR)
Legal Range4
Legal Township11
Legal Section7
JurisdictionOWEN IN
Minor Civil DivisionJACKSON
Census Blockgroup4
Census Block4022
Census Tract955600

Owner

Source: Owen County records · APN 60-06-07-304-230.000-019

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6946 UPPER CLIFF RD, POLAND, IN 47868-7055
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Jan 09, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
RUOFF MORTGAGE COMPANY INC
Jan 09, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2012 · Amount on Record
Deed SaleDec 19, 2012 · Amount on Record
Prior SaleJul 14, 2010 · Amount on Record
Deed Doc Number2012193104
Record RefreshedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address6946 UPPER CLIFF RD, POLAND, IN 47868-7055
Transaction TypeMortgage
Record UpdatedDec 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6946 UPPER CLIFF RD, POLAND, IN 47868-7055

Mortgage

Document Number0000241969
DateNov 18, 2025
Instrument241969
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term341 Months
DueApr 01, 2054

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOWEN IN
Recording DateJan 09, 2024
Property Address6946 UPPER CLIFF RD, POLAND, IN 47868-7055
Document Number0000235363
Instrument DateJan 05, 2023
Instrument235363
Transaction TypeTransfer
Record UpdatedJan 23, 2024

Transaction

Tax$0.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6946 UPPER CLIFF RD, POLAND, IN 47868-7055

Mortgage

Document Number0000235364
DateJan 09, 2024
Instrument235364
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOWEN IN
Recording DateJan 09, 2024
Property Address6946 UPPER CLIFF RD, POLAND, IN 47868-7055
Document Number0000235363
Instrument DateJan 05, 2023
Instrument235363
Transaction TypeTransfer
Record UpdatedApr 05, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6946 UPPER CLIFF RD, POLAND, IN 47868-7055

Mortgage

Document Number0000235364
DateJan 09, 2024
Instrument235364
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

Tax Assessment & Valuation

Source: Owen County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionJackson Township
Unified School DistrictCloverdale Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,627.00 (+6.48%) Homeowner's exemption$242,300 (+17.51%) Land $25,200 Building $217,100$242,300 (+17.51%) Land $25,200 Building $217,100
2024$1,528.00 (-56.27%)
2023$3,494.00 (+7.94%)$206,200 Land $20,200 Building $186,000$206,200 Land $20,200 Building $186,000
2022$3,237.00

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