6946 Towne Lake Rd, Riverview, FL 33578 Property Records

Hillsborough County property record for 6946 Towne Lake Rd, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,576 sqft · built 2015
Lot Size0.068 acres (2,960 sqft)
OwnerCompany Name on Record
Last Sale$254,000 (Sep 2021)
Tax Bill$6,064 (2025)
Deeds & MortgagesSep 2021 Sale
Aug 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN049150-5300

Property Details

APN / Parcel Number

Primary APN049150-5300
Alternative APN
  • U1330199BT000021000080

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,576 sqft Living Area
Gross Area1,884 sqft
1st Floor Area664 sqft
2nd Floor Area1,328 sqft
Upper Floors Area248 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,960 sqft (0.068 acres)
Garage TypeAttached
Garage Area252 sqft
PorchOpen Porch
Porch Area56 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0491505300
Street Address6946 TOWNE LAKE RD
CityRIVERVIEW
StateFL
Zip33578-8402
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionOAK CREEK PARCEL 3 LOT 8 BLOCK 21
Legal Range19E
Legal Township30S
Legal Section13
Legal SubdivisionOAK CREEK PARCEL 3
Legal Tract9BT
Legal Block21
Legal Lot Number8
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3054
Census Tract13702

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address405 GLEN RIDGE AVE, TEMPLE TERRACE, FL 33617-4107
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Warranty Deed, Transfer
MAJESTY TITLE SERVICES
Aug 18, 2017Grant Deed
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 19, 2017Warranty Deed, Transfer · ARM
SUNCOAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2021 · Amount on Record
Deed SaleSep 2, 2021 · Amount on Record
Prior SaleJul 19, 2017 · Amount on Record
Deed Document Number2021445701
Prior Transfer DateAug 15, 2017
Prior Transfer Doc0251741250
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 2, 2021
Property Address6946 TOWNE LAKE RD, RIVERVIEW, FL 33578-8402
Document Number2021445701
Map ReferenceMB 113 PG 112-130
Instrument DateAug 27, 2021
Instrument2021445701
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$1,778.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4506 S OAK DR # DRS22, 4506, TAMPA, FL 33611-2582

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 GLEN RIDGE AVE, TEMPLE TERRACE, FL 33617-4107

August 2017: Grant Deed

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 18, 2017
Property Address6946 TOWNE LAKE RD, RIVERVIEW, FL 33578-8402
Document Number0251741250
Book / Page025174 / 001250
Instrument DateAug 15, 2017
Instrument327964
Record UpdatedSep 8, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6946 TOWNE LAKE RD RIVERVIEW FL 335788402, RIVERVIEW, FL 33578-8402

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 19, 2017
Property Address6946 TOWNE LAKE RD, RIVERVIEW, FL 33578-8402
Document Number0250981654
Book / Page25098 / 1654
Map ReferenceMB113 PG112-130
Instrument DateJul 13, 2017
Instrument2017282779
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5198 61ST LN N, 5198, KENNETH CITY, FL 33709-3324

Transferred To (Grantee/Buyer)

NameVerified Name
Address6946 TOWNE LAKE RD, RIVERVIEW, FL 33578-8402

Mortgage

Document Number2017282780
DateJul 19, 2017
Instrument2017282780
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateOct 1, 2027
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change5.25%
Index1-Year CMT
Max Rate9.25%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,126 (-5.65%) Land $23,125 Building $209,001$232,126 (-5.65%) Land $23,125 Building $209,001
2025$6,064.00 (+7.1%)$246,029 (-0.56%) Land $24,515 Building $221,514$246,029 (-0.56%) Land $24,515 Building $221,514
2023$5,662.00 (+9.62%)$247,414 (+15.48%) Land $24,664 Building $222,750$247,414 (+15.48%) Land $24,664 Building $222,750
2022$5,165.00$214,242 Land $21,346 Building $192,896$214,242 Land $21,346 Building $192,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 208 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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