DeSoto County property record for 6946 River Birch Rd, Walls, MS 38680
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,718 sqft · built 1991 |
| Lot Size | 0.267 acres (11,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,826 (Jul 2026) |
| Tax Bill | $820 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Sep 2019 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-09-7-25-01-0-00441-00 |
| Primary APN | 1-09-7-25-01-0-00441-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,718 sqft Adjusted Area |
| 1st Floor Area | 1,484 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,611 sqft (0.267 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Utility Building | 160 sqft |
| Street Address | 6946 RIVER BIRCH RD |
|---|---|
| City | WALLS |
| State | MS |
| Zip | 38680-9376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LAKE FOREST S-D SEC C LOT 441 |
| Legal Range | 009 |
| Legal Township | 01S |
| Legal Section | 25 |
| Legal Subdivision | LAKE FOREST S-D |
| Legal Lot Number | 441 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 70102 |
6946 River Birch Rd is owned and occupied by two individuals who bought it in July 2026.
Source: DeSoto County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6946 RIVER BIRCH RD, WALLS, MS 38680-9376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Construction Loan · Construction Mortgage CARDINAL FINANCIAL |
| Sep 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PARAGON BANK |
| Jul 1, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PARAGON BANK |
| Apr 9, 2020 | Warranty Deed, Transfer · FHA Mortgage COGENT BANK |
| Dec 20, 2019 | Quit Claim Deed, Transfer · Commercial Mortgage SIMMONS BANK |
| Jun 17, 2019 | Trustee's Deed, Foreclosure |
| Jun 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on File |
| Deed Sale | Jul 13, 2026 · Amount on File |
| Prior Sale | Apr 9, 2020 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 1026 / 12369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 13, 2026 |
| Property Address | 6946 RIVER BIRCH RD, WALLS, MS 38680-9376 |
| Document Number | 1026012369 |
| Book / Page | 1026 / 12369 |
| Instrument Date | Jul 7, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 23, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6946 RIVER BIRCH RD, WALLS, MS 38680-9376 |
| Document Number | 5663078871, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 5663/78871 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 6946 RIVER BIRCH RD, WALLS, MS 38680-9376 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | CLOSING & TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 004803/603 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 4803/603 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 6946 RIVER BIRCH RD, WALLS, MS 38680-9376 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | CLOSE TRAK CLOSING & TTL SVC |
| Name | Verified Name |
|---|
| Document Number | 004753/072 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 4753/072 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 10, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 9, 2020 |
| Property Address | 6946 RIVER BIRCH RD, WALLS, MS 38680-9376 |
| Document Number | 000916/797 |
| Book / Page | 916 / 797 |
| Map Reference | MB 12 PG 5-7 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6000 POPLAR AVE, 6000, MEMPHIS, TN 38119-3981 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6946 RIVER BIRCH RD, WALLS, MS 38680-9376 |
| Document Number | 0004922030 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 4922/030 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 20, 2019 |
| Property Address | 6946 RIVER BIRCH RD, WALLS, MS 38680-9376 |
| Document Number | 000907/537 |
| Book / Page | 0907 / 537 |
| Map Reference | MB 12 PG 5-7 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5400 POPLAR AVE, 5400, MEMPHIS, TN 38119-3698 |
| Name | Verified Name |
|---|---|
| Address | 5400 POPLAR AVE STE 210, 210, MEMPHIS, TN 38119-3670 |
| Document Number | 0004857404 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 4857/404 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 10, 2024 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 17, 2019 |
| Property Address | 6946 RIVER BIRCH RD, WALLS, MS 38680-9376 |
| Document Number | 000890/553 |
| Book / Page | 0890 / 553 |
| Map Reference | MB 12 PG 5-7 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6000 POPLAR AVE # 2550, 2550, MEMPHIS, TN 38119-3981 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 30, 2026 |
| Property Address | 6946 RIVER BIRCH RD, WALLS, MS 38680-9376 |
| Document Number | 5663072951 |
| Book / Page | 5663 / 72951 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | ROCKET MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 6946 RIVER BIRCH RD, WALLS, MS 38680-9376 |
| Document Number | 5663072951, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 5663/72951 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 287 Months |
| Due | May 1, 2050 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 6946 River Birch Rd was $820.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $820.00 | $13,423 Land $2,000 Building $11,423 | $134,231 Land $20,000 Building $114,231 |
| 2023 | $700.00 | $9,904 | $99,040 Land $20,000 Building $79,040 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6946 River Birch Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2021–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6946 River Birch Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALLS WATER ASSN- LAKE FOREST public/private · serves 9,298 people · EPA ID MS0170043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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