6946 Ritchie Rd, #ES, Marcy, NY 13403 Property Records

Oneida County and Marcy Town property record for 6946 Ritchie Rd, #ES, Marcy, NY 13403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,924 sqft · built 1975
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Tax Bill$5,022 (2025)
Deeds & MortgagesFeb 2022 Refinance
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN304400 245.000-2-3

Property Details

APN / Parcel Number

Primary APN304400 245.000-2-3
Alternative APNs
  • 440024500000020030000000
  • 004860

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,924 sqft Living Area
1st Floor Area962 sqft
2nd Floor Area962 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number004860
Street Address6946 RITCHIE RD, ES
CityMARCY
StateNY
Zip13403-3132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number3.000
JurisdictionONEIDA NY
Township / Civil DivisionMARCY
Census Block Group3
Census Block3035
Census Tract26200

Owner

6946 Ritchie Rd, #ES is owned and occupied by an individual.

Source: Oneida County and Marcy Town records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6946 RITCHIE RD, ES, MARCY, NY 13403-3132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ADIRONDACK BANK
Nov 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
ADIRONDACK BK
Nov 27, 2018Warranty Deed, Transfer · Conventional Mortgage
ADIRONDACK BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address6946 RITCHIE RD # ES, ES, MARCY, NY 13403-3132
Transaction TypeMortgage
Record UpdatedFeb 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002452
DateFeb 14, 2022
Instrument2022-002452
Lender
NameADIRONDACK BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueMar 1, 2042

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address6946 RITCHIE RD # ES, ES, MARCY, NY 13403-3132
Document Number0000017033
Instrument DateNov 27, 2018
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5765 VALLEY RD WHITESBORO NY 134923107, WHITESBORO, NY 13492-3107

Mortgage

Document Number0000017033
DateNov 27, 2018
Instrument17033
Lender
NameADIRONDACK BK
TypeBank
AddressUTICA, NY 13501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 26, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateNov 27, 2018
Property Address6946 RITCHIE RD # ES, ES, MARCY, NY 13403-3132
Document Number0000017032
Instrument DateNov 16, 2018
Instrument17032
Transaction TypeTransfer
Record UpdatedMar 8, 2019

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5765 VALLEY RD WHITESBORO NY 134923107, WHITESBORO, NY 13492-3107

Mortgage

Document Number17033
DateNov 27, 2018
Instrument17033
Lender
NameADIRONDACK BK
TypeBank
AddressUTICA, NY 13501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6946 Ritchie Rd, #ES was $5,022.

Source: Oneida County and Marcy Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionMarcy Town
Unified School DistrictHolland Patent Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,022.00$119,000 Land $12,500 Building $106,500$258,696 Land $27,174 Building $231,522
2023$119,000 (-) Land $12,500 Building $106,500$220,370 (+14.81%) Land $23,148 Building $197,222
2022$1,515.00$119,000 Land $12,500 Building $106,500$191,935 Land $20,161 Building $171,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6946 Ritchie Rd, #ES in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6946 Ritchie Rd, #ES is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMVWA - MOHAWK VALLEY WATER AUTHORITY
serves 126,250 people · EPA ID NY3202411
Water SourceSurface water
Last State InspectionNov 2024
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Oneida County Rural Telephone
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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