6946 N 197th E Ave, Owasso, OK 74055 Property Records

Rogers County property record for 6946 N 197th E Ave, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,991 sqft · built 2016
Lot Size	0.671 acres (29,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,500 (May 2017)
Tax Bill	$5,445 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21N15E-31-3-00674-001-0002`

Property Details

APN / Parcel Number

Primary APN	`21N15E-31-3-00674-001-0002`
Alternative APNs	`0098413` `98413`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,991 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	29,229 sqft (0.671 acres)
Garage Type	Attached
Garage Area	701 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	98413
Street Address	6946 N 197TH EAST AVE
City	OWASSO
State	OK
Zip	74055-8344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1 RIDGE 2, THE
Legal Range	15E
Legal Township	21N
Legal Section	31
Legal Subdivision	RIDGE, THE 2
Legal Block	1
Legal Lot Number	2
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	3
Census Block	3010
Census Tract	50405

Owner

Source: Rogers County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6946 N 197TH EAST AVE, OWASSO, OK 74055-8344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM HM MTG
May 8, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage ELITE TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Deed Document Number	20177176
Deed Book / Page	2631 / 586
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	6946 N 197TH EAST AVE, OWASSO, OK 74055-8344
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016001
Date	Sep 27, 2022
Instrument	2022-016001

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	6946 N 197TH EAST AVE, OWASSO, OK 74055-8344
Document Number	0000012612
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6946 N 197TH EAST AVE OWASSO OK 740558344, OWASSO, OK 74055-8344

Mortgage

Document Number	0000012612
Date	Aug 21, 2020
Instrument	12612

Lender

Name	FREEDOM HM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	May 8, 2017
Property Address	6946 N 197TH EAST AVE, OWASSO, OK 74055-8344
Document Number	0026310586
Book / Page	2631 / 0586
Instrument Date	Apr 24, 2017
Instrument	2017-007176
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	ELITE TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$579.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6946 N 197TH EAST AVE, OWASSO, OK 74055-8344

Mortgage

Document Number	, 2017-007177
Date	May 8, 2017
Instrument	2017-007177

Lender

Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,378 (+2.43%) Land $9,642 Building $41,736	$467,066 (+2.43%) Land $87,651 Building $379,415
2025	$5,445.00 (-3.25%)	$50,159 (-1.65%) Land $9,642 Building $40,517	$455,983 (-6.27%) Land $87,651 Building $368,332
2024	$5,628.00 (+7.28%)	$51,001 (+5%) Land $8,442 Building $42,559	$486,483 (+0.96%) Land $95,540 Building $390,943
2023	$5,246.00	$48,572 Land $6,443 Building $42,129	$481,837 Land $75,000 Building $406,837

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
The Junction Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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