6946 Heron Dr, Celina, OH 45822 Property Records

Mercer County property record for 6946 Heron Dr, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,288 sqft · built 2021
Lot Size0.126 acres (5,500 sqft)
Owner2 Individuals on Record
Last Sale$320,833 (May 2024)
Tax Bill$3,336 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-033000.7100

Property Details

APN / Parcel Number

Primary APN09-033000.7100
Alternative APN
  • 09-20-282-059

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,288 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 100 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address6946 HERON DR
CityCELINA
StateOH
Zip45822-8109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH POINTE SUBDIVISION THIRD ADD LOT 71 & 72 ALSO TRACT B & C
Legal SubdivisionSOUTH POINTE SUBDIVISION
Legal Tract3-4
Legal Lot Number71&72
JurisdictionMERCER OH
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2020
Census Tract967800

Owner

Source: Mercer County assessment roll, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address6946 HERON DR, CELINA, OH 45822-8109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Jun 28, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 10, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2024 · Amount on Record
Deed SaleMay 17, 2024 · Amount on Record
Deed Document Number20241799
Prior Transfer DateFeb 10, 2021
Prior Transfer Doc0000000946
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Recording DateMay 19, 2026
Property Address6946 HERON DR, CELINA, OH 45822-8109
Document Number0000002254
Instrument DateMay 12, 2026
Instrument20262254
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address6946 HERON DR, CELINA, OH 45822-8109

Mortgage

Document Number0000002254,
DateMay 19, 2026
Instrument20262254
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJun 28, 2021
Property Address6946 HERON DR, CELINA, OH 45822-8109
Document Number202100004014
Map ReferenceCAB 3 PG 97
Instrument DateJun 28, 2021
Instrument202100004014
Transaction TypeTransfer
Record UpdatedJul 4, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6946 HERON DR, CELINA, OH 45822-8109

Mortgage

Document Number202100004015
DateJun 28, 2021
Instrument202100004015
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER OH
Recording DateFeb 10, 2021
Property Address6946 HERON DR, CELINA, OH 45822-8109
Document Number202100000946
Map ReferenceCAB 3 PG 97
Instrument DateFeb 10, 2021
Instrument202100000946
Transaction TypeTransfer
Record UpdatedJul 4, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6201 CLOVER 4 RD, CELINA, OH 45822-9579

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionFranklin Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,336.00$81,940 (-) Land $13,090 Building $68,850
2024$3,336.00 (-2%)$81,940 (-) Land $13,090 Building $68,850
2023$3,404.00 (+3.18%)$81,940 (+42.9%) Land $13,090 Building $68,850$234,100 (+42.92%) Land $37,400 Building $196,700
2022$3,299.00$57,340 Land $12,010 Building $45,330
2020$163,800 Land $34,300 Building $129,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims33 (1992–2019)
Claims Outside the SFHA15 of 33
Most Recent ClaimJun 2019 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims
  • Severe Storms And Flooding, Jul 2003 · 3 claims
  • Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND LAKE ESTATES
private · serves 103 people · EPA ID OH5400312
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2026
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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