6946 Black Walnut Trce, Lorain, OH 44053 Property Records

Lorain County property record for 6946 Black Walnut Trce, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,384 sqft · built 2014
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2019)
Tax Bill	$4,977 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00-100-000-086`

Property Details

APN / Parcel Number

Primary APN	`05-00-100-000-086`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,384 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6946 BLACK WALNUT TRCE
City	LORAIN
State	OH
Zip	44053-4358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERFIELD ESTATES SUB #5 85.03 X 130.49
Legal Subdivision	DEERFIELD ESTATES SUB
Legal Lot Number	216
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1011
Census Tract	97201

Owner

6946 Black Walnut Trce is owned and occupied by an individual who bought it in August 2019.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6946 BLACK WALNUT TRCE, LORAIN, OH 44053-4358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Aug 9, 2019	Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Deed Document Number	2019004761
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6946 BLACK WALNUT TRCE, LORAIN, OH 44053-4358
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000889942
Date	Sep 2, 2022
Instrument	2022-0889942

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2032

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 9, 2019
Property Address	6946 BLACK WALNUT TRCE, LORAIN, OH 44053-4358
Document Number	0000725530
Instrument Date	Aug 7, 2019
Instrument	725530
Transaction Type	Transfer
Record Updated	Aug 24, 2019
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6946 BLACK WALNUT TRCE LORAIN OH 440534358, LORAIN, OH 44053-4358

Mortgage

Document Number	725531
Date	Aug 9, 2019
Instrument	725531

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6946 Black Walnut Trce was $4,977.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,977.00	$117,870 (-) Land $22,750 Building $95,120	$336,770 (-) Land $65,000 Building $271,770
2024	$4,977.00 (+18.84%)	$117,870 (+38.65%) Land $22,750 Building $95,120	$336,770 (+38.65%) Land $65,000 Building $271,770
2023	$4,188.00 (+4.18%)	$85,015 (-0.01%) Land $17,318 Building $67,697	$242,900 Land $49,480 Building $193,420
2022	$4,020.00	$85,020 Land $17,320 Building $67,700
2021			$242,900 Land $49,480 Building $193,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6946 Black Walnut Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	48 units insured incl. 46 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6946 Black Walnut Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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