6946 102nd St, Lubbock, TX 79424 Property Records

Lubbock County property record for 6946 102nd St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,413 sqft · built 2022
Lot Size	0.232 acres (10,120 sqft)
Owner	2 Individual Names on File
Last Sale	$443,940 (May 2026)
Tax Bill	$9,684 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R332764`

Property Details

APN / Parcel Number

Primary APN	`R332764`
Alternative APN	`R7452500000001260000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,413 sqft Living Area
Gross Area	3,288 sqft
1st Floor Area	2,413 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,120 sqft (0.232 acres)
Garage Type	Attached
Garage Area	875 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6946 102ND ST
City	LUBBOCK
State	TX
Zip	79424-8259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE THE L 126
Legal Subdivision	RIDGE THE
Legal Lot Number	126
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1000
Census Tract	10421

Owner

6946 102nd St is owned and occupied by two individuals who bought it in May 2026.

Source: Lubbock County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6946 102ND ST, LUBBOCK, TX 79424-8259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 30, 2022	Vendor's Lien, Subdivision Related Transfer · ARM ALLIANCE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Nov 30, 2022 · Amount on File
Deed Document Number	202617282
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 7, 2026
Property Address	6946 102ND ST, LUBBOCK, TX 79424-8259
Document Number	0000017282
Instrument Date	May 1, 2026
Instrument	2026.17282
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	SERVICE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6946 102ND ST, LUBBOCK, TX 79424-8259

Mortgage

Document Number	0000017283,
Date	May 7, 2026
Instrument	2026.17283

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 30, 2022
Property Address	6946 102ND ST, LUBBOCK, TX 79424-8259
Document Number	0000054044
Map Reference	DOC 218015815
Instrument Date	Nov 29, 2022
Instrument	2022054044
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2026
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6946 102ND ST, LUBBOCK, TX 79424-8259

Mortgage

Document Number	0000054045
Date	Nov 30, 2022
Instrument	2022054045

Lender

Name	ALLIANCE CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2037
Change Frequency	5 Years
Min Rate At Change	5.99%
Max Rate At Change	9.99%
Index	Other
Max Rate	9.99%

Tax Assessment & Valuation

The 2025 property tax bill for 6946 102nd St was $9,684, down 0.5% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,684.00 (-0.45%)	$470,371 Land $66,792 Building $403,579	$470,371 Land $66,792 Building $403,579
2024	$9,728.00 (-1.42%)
2023	$9,868.00 (+827.44%)	$471,287 Land $66,792 Building $404,495	$471,287 Land $66,792 Building $404,495
2022	$1,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6946 102nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6946 102nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
Telespan Fixed Wireless	50 / 20

May also be available: AT&T, Metronet, Optimum, T-Mobile, Verizon.

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