69451 Wolcott Rd, Armada, MI 48005 Property Records

Macomb County property record for 69451 Wolcott Rd, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,936 sqft · built 1999
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,995 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-32-426-010`

Property Details

APN / Parcel Number

Primary APN	`13-02-32-426-010`
Alternative APN	`0232426010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,936 sqft Living Area
1st Floor Area	1,672 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	108,900 sqft (2.5 acres)
Lot Width	330 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	69451 WOLCOTT RD
City	ARMADA
State	MI
Zip	48005-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	02-32-426-010 SEC 32 T5N R13E PARCEL A COM AT E 1/4 POST SEC 32, TH S 0-51-15 E 1116.4 FT ALG E SEC LN TO POB, TH S 0-51-15 E 330 FT ALG SD SEC LN, TH S 88-45-31 W 330 FT ALG C/L GILMORE RD, TH N 01-17-43 W 330 FT, TH N 89-06-38 E 330 FT TO POB. 2.5
Legal Range	13E
Legal Township	05N
Legal Section	32
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	3
Census Block	3038
Census Tract	212000

Owner

69451 Wolcott Rd is owned and occupied by two individuals.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	69451 WOLCOTT RD, ARMADA, MI 48005-4142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Aug 29, 2022	Intrafamily Transfer, Transfer
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKESTONE BK&TR
May 6, 2020	Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	69451 WOLCOTT RD, ARMADA, MI 48005-4142
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69451 WOLCOTT RD, ARMADA, MI 48005-4142

Mortgage

Document Number	2500091271
Date	Oct 10, 2025
Book Page	30331/452
Instrument	202500091271

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Aug 29, 2022
Property Address	69451 WOLCOTT RD, ARMADA, MI 48005-4142
Document Number	2200102143
Book / Page	28784 / 69
Instrument Date	Aug 11, 2022
Instrument	202200102143
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69451 WOLCOTT RD, 69451, ARMADA, MI 48005-4142

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	69451 WOLCOTT RD, ARMADA, MI 48005-4142

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	69451 WOLCOTT RD, ARMADA, MI 48005-4142
Document Number	0000056492
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69451 WOLCOTT RD ARMADA MI 480054142, ARMADA, MI 48005-4142

Mortgage

Document Number	0000056492
Date	May 11, 2020
Book Page	026698/000310
Instrument	56492

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 10, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	69451 WOLCOTT RD, ARMADA, MI 48005-4142
Document Number	0000056493
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69451 WOLCOTT RD ARMADA MI 480054142, ARMADA, MI 48005-4142

Mortgage

Document Number	0000056493
Date	May 11, 2020
Book Page	026698/000321
Instrument	56493

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 10, 2030

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	69451 WOLCOTT RD, ARMADA, MI 48005-4142
Document Number	0000084594
Book / Page	024814 / 000170
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69451 WOLCOTT RD ARMADA MI 480054142, ARMADA, MI 48005-4142

Mortgage

Document Number	0000084594
Date	Jul 10, 2017
Book Page	024814/000170
Instrument	84594

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 9, 2027

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 69451 Wolcott Rd was $5,995 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,600	$615,200
2025	$5,995.00
2023		$253,700	$507,400
2022	$5,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69451 Wolcott Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69451 Wolcott Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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