6945 Trailake Dr, Billings, MT 59106 Property Records

Yellowstone County property record for 6945 Trailake Dr, Billings, MT 59106

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,443 sqft · built 2010
Lot Size0.461 acres (20,081 sqft)
Owner2 Individual Names on File
Last Sale$430,500 (Jun 2016)
Tax Bill$4,685 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Mar 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN000C152400

Property Details

APN / Parcel Number

Primary APN000C152400
Alternative APNs
  • 03-0926-30-2-06-33-0000
  • R0354041
  • C15240

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area3,443 sqft Living Area
Gross Area4,333 sqft
1st Floor Area1,846 sqft
Basement Area1,774 sqft
Finished Basement1,597 sqft
Unfinished Basement177 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,081 sqft (0.461 acres)
View / LotRural
Garage TypeDetached
Garage Area720 sqft
Parking Spaces8 Parking Spaces
PorchEnclosed Frame Porch
Porch Area96 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address6945 TRAILAKE DR
CityBILLINGS
StateMT
Zip59106-4225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINLEE LAKE ESTATES SUB, S30, T01 S, R25 E, BLOCK 4, LOT 17, ACRES 0.461
Legal Range25E
Legal Township01S
Legal Section30
Legal SubdivisionLINLEE LAKE ESTATES SUB
Legal Block4
Legal Lot Number17
JurisdictionYELLOWSTONE MT
Township / Civil DivisionLAUREL
Census Block Group3
Census Block3078
Census Tract1403

Owner

6945 Trailake Dr is owned and occupied by two individuals who bought it in June 2016.

Source: Yellowstone County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address6945 TRAILAKE DR, BILLINGS, MT 59106-4225
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF MONTANA
Mar 11, 2020Loan Modification, Mortgage
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2016 · Amount on File
Deed SaleJun 29, 2016 · Amount on File
Prior SaleJun 16, 2010 · Amount on File
Deed Document Number20163781348
Prior Transfer DateJun 15, 2010
Prior Transfer Doc0003555262
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Recording DateSep 16, 2026
Property Address6945 TRAILAKE DR, BILLINGS, MT 59106-4225
Document Number0004146618
Instrument DateSep 2, 2026
Instrument20264146618
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6945 TRAILAKE DR, BILLINGS, MT 59106-4225

Mortgage

Document Number0004146618,
DateSep 16, 2026
Instrument20264146618
Lender
NameBANK OF MONTANA
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 10, 2036
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionYELLOWSTONE MT
Property Address6945 TRAILAKE DR, BILLINGS, MT 59106-4225
Document Number0003923985
Instrument DateMar 11, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6945 TRAILAKE DR BILLINGS MT 591064225, BILLINGS, MT 59106-4225

Mortgage

Document Number0003923985
DateJun 15, 2020
Instrument3923985
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
AmountAmount on Record
Term480 Months
DueJun 14, 2060
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 6945 Trailake Dr was $4,685, down 2.4% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyYellowstone County
Secondary School DistrictBillings High School District (09 - 12)
Elementary School DistrictElder Grove Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$732,600 (-) Land $80,176 Building $652,424$732,600 (-) Land $80,176 Building $652,424
2025$4,685.00 (-2.36%)$732,600 Land $80,176 Building $652,424$732,600 Land $80,176 Building $652,424
2024$4,798.00 (+21.75%)
2023$3,941.00$589,900$589,900 Land $85,090 Building $504,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6945 Trailake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6945 Trailake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisp West
Fixed Wireless
100 / 20

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