6945 SW 21st Pkwy, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 6945 SW 21st Pkwy, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 2004
Lot Size	2.33 acres (101,495 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Feb 2026)
Tax Bill	$3,092 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-26-37-34-0010-00000-0100`

Property Details

APN / Parcel Number

Primary APN	`1-26-37-34-0010-00000-0100`
Alternative APN	`R12637340010000000100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,616 sqft Living Area
Gross Area	2,494 sqft
1st Floor Area	2,016 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	101,495 sqft (2.33 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6945 SW 21ST PKWY
City	OKEECHOBEE
State	FL
Zip	34974-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET ACRES UNIT I (PLAT BOOK 5 PAGES 80 & 81) LOT 10
Legal Range	34E
Legal Township	37S
Legal Section	26
Legal Subdivision	SUNSET ACRES UNIT I
Legal Lot Number	10
Legal Unit	1
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2014
Census Tract	910602

Owner

6945 SW 21st Pkwy is owned and occupied by two individuals who bought it in February 2026.

Source: Okeechobee County records, as of April 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6945 SW 21ST PKWY, OKEECHOBEE, FL 34974-3308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 20, 2026	Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK NA
Oct 8, 2021	Warranty Deed, Transfer CLEAR TITLE & LEGAL SVCS INC
Nov 1, 2019	Deed of Trust, Mortgage · Conventional with PMI PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Oct 8, 2021 · Amount on File
Deed Document Number	20261977
Prior Transfer Date	Feb 19, 2026
Prior Transfer Doc	0000001976
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	6945 SW 21ST PKWY, OKEECHOBEE, FL 34974-3308
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6945 SW 21ST PKWY, OKEECHOBEE, FL 34974-3308

Mortgage

Document Number	0000002324
Date	Mar 2, 2021
Instrument	2021002324

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 20, 2026
Property Address	6945 SW 21ST PKWY, OKEECHOBEE, FL 34974-3308
Document Number	0000001977
Map Reference	MB 5 PG 80&81
Instrument Date	Feb 13, 2026
Instrument	2026001977
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6945 SW 21ST PKWY, OKEECHOBEE, FL 34974-3308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6945 SW 21ST PKWY, OKEECHOBEE, FL 34974-3308

Mortgage

Document Number	0000001978
Date	Feb 20, 2026
Instrument	2026001978

Lender

Name	SOUTHSTATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 8, 2021
Property Address	6945 SW 21ST PKWY, OKEECHOBEE, FL 34974-3308
Document Number	2021012858
Map Reference	MB 5 PG 80&81
Instrument Date	Oct 4, 2021
Instrument	2021012858
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CLEAR TITLE & LEGAL SVCS INC

Transaction

Amount	Amount on Record
Tax	$2,513.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4280 SW 12TH WAY, 4280, OKEECHOBEE, FL 34974-7613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	910 N SABAL PALM WAY, INVERNESS, FL 34453-1504

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	6945 SW 21ST PKWY, OKEECHOBEE, FL 34974-3308
Document Number	0000011516
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6945 SW 21ST PKWY OKEECHOBEE FL 349743308, OKEECHOBEE, FL 34974-3308

Mortgage

Document Number	0000011516
Date	Nov 7, 2019
Instrument	11516

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 6, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 6945 SW 21st Pkwy was $3,092 with exemptions applied.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,092.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$233,221	$365,796 Land $99,900 Building $265,896
2023	$2,944.00 (+6.63%) Homeowner's exemption Additional exemption filed	$220,047 (+3%)	$327,132 (+18.81%) Land $56,600 Building $270,532
2022	$2,761.00 Homeowner's exemption Additional exemption filed	$213,638	$275,330 Land $56,600 Building $218,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6945 SW 21st Pkwy in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6945 SW 21st Pkwy is moderate, ranking above 68% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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