6945 Formerly Ln, Clinton, WA 98236 Property Records

Island County property record for 6945 Formerly Ln, Clinton, WA 98236

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,370 sqft · built 1990
Lot Size	2.11 acres (91,912 sqft)
Owner	Individual Name on File
Tax Bill	$5,768 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S8443-00-00011-0`

Property Details

APN / Parcel Number

Primary APN	`S8443-00-00011-0`
Alternative APN	`613937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,370 sqft Living Area
Gross Area	3,162 sqft
1st Floor Area	1,494 sqft
Upper Floors Area	400 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Exterior Material	Logs
Construction Type	Log
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	91,912 sqft (2.11 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	487 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6945 FORMERLY LN
City	CLINTON
State	WA
Zip	98236-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	WILDES GROVE #1 LOT 11
Legal Subdivision	WILDES GROVE #1
Legal Lot Number	11
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2017
Census Tract	972000

Owner

6945 Formerly Ln is owned and occupied by an individual.

Source: Island County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6945 FORMERLY LN, CLINTON, WA 98236-9322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Jan 30, 2018	Deed of Trust, Mortgage · VA Mortgage PEOPLES BANK
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	6945 FORMERLY LN, CLINTON, WA 98236-9322
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6945 FORMERLY LN, CLINTON, WA 98236-9322

Mortgage

Document Number	0004591852
Date	Oct 6, 2025
Instrument	4591852

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	6945 FORMERLY LN, CLINTON, WA 98236-9322
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6945 FOFIMERLY LN, CLINTON, WA 98236

Mortgage

Document Number	0004540860
Date	Mar 4, 2022
Instrument	4540860

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	SILVERDALE, WA 98383

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	6945 FORMERLY LN, CLINTON, WA 98236-9322
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004438254
Date	Jan 30, 2018
Instrument	4438254

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	6945 FORMERLY LN, CLINTON, WA 98236-9322
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004507796
Date	Jan 11, 2021
Instrument	4507796

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 6945 Formerly Ln was $5,768.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,768.00
2025		$727,793 Land $310,000 Building $417,793	$727,793 Land $310,000 Building $417,793
2023	$4,628.00	$744,281 (+8.37%) Land $290,000 Building $454,281	$744,281 (+8.37%) Land $290,000 Building $454,281
2022		$686,821 Land $270,000 Building $416,821	$686,821 Land $270,000 Building $416,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6945 Formerly Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1997–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6945 Formerly Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDES GROVE COMMUNITY WATER SYS private · serves 33 people · EPA ID WA5326911
Water Source	Groundwater
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Whidbey Telephone DSL	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Formerly Ln

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