6945 FM 1795, Gilmer, TX 75644 Property Records

Upshur County property record for 6945 FM 1795, Gilmer, TX 75644

Property Summary

Property Type	Rural Home
Details	2 ba · 3,180 sqft · built 2021
Lot Size	4.84 acres (211,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Sep 2021)
Tax Bill	$5,838 (2026)
Deeds & Mortgages	May 2023 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S445-S05-000-LT01,4`

Property Details

APN / Parcel Number

Primary APN	`S445-S05-000-LT01,4`
Alternative APN	`75301`

Interior

Full Baths	2 Baths
Building Area	3,180 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	211,222 sqft (4.84 acres)
Garage Type	Attached
Garage Area	1,120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S445-S05-000-LT01,4
Street Address	6945 FM 1795
City	GILMER
State	TX
Zip	75644-3838
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 4, M&M ACRES SUBD. S445 (A372) 4.849 ACRES (+.821 AC IN HWY) & HOUSE
Legal Subdivision	M&M ACRES SUBDIVSIION
Legal Tract	2
Legal Lot Number	4
Jurisdiction	UPSHUR TX
Township / Civil Division	BIG SANDY
Census Block Group	1
Census Block	1046
Census Tract	950502

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6945 FM 1795, GILMER, TX 75644-3838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Sep 3, 2021	Vendor's Lien, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	20217006
Prior Transfer Date	Oct 17, 2018
Prior Transfer Doc	0000007904
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	6945 FM 1795, GILMER, TX 75644-3838
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202302887
Date	May 9, 2023
Instrument	202302887

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Sep 3, 2021
Property Address	6945 FM 1795, GILMER, TX 75644-3838
Document Number	0202107006
Map Reference	VOL 5 PG 215
Instrument Date	Aug 31, 2021
Instrument	202107006
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 PATRIOT, MELISSA, TX 75454-3128

Mortgage

Document Number	0202107007
Date	Sep 3, 2021
Instrument	202107007

Lender

Name	ALTRA FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Harmony Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,838.00 (+44.26%) Homeowner's exemption	$359,250 (-3.87%) Land $66,880 Building $292,370	$359,250 (-3.87%) Land $66,880 Building $292,370
2025	$4,047.00 (-8.6%) Homeowner's exemption	$373,710 (+24.77%) Land $78,230 Building $295,480	$373,710 (+24.77%) Land $78,230 Building $295,480
2023		$299,520 Land $78,850 Building $220,670	$299,520 Land $78,850 Building $220,670
2022	$4,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 1795

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures