6945 Clock Gate Cir, Troy, MI 48098 Property Records

Oakland County property record for 6945 Clock Gate Cir, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,066 sqft · built 1963
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on Record
Last Sale$363,000 (Sep 2020)
Tax Bill$5,756 (2025)
Deeds & MortgagesSep 2020 Sale
Flood ZoneZone X (minimal risk)
APN88-20-06-127-015

Property Details

APN / Parcel Number

Primary APN88-20-06-127-015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,066 sqft Living Area
1st Floor Area1,516 sqft
Basement Area1,100 sqft
Unfinished Basement1,516 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleBungalow
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof TypeGable
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions216 ft deep x 138 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area182 sqft
Patio Area182 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6945 CLOCK GATE CIR
CityTROY
StateMI
Zip48098-2158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT2N, R11E, SEC 6 LAKE CHARNWOOD NO. 1 LOT 23
Legal Range11E
Legal Township2N
Legal Section6
Legal SubdivisionLAKE CHARNWOOD NO 1
Legal Lot Number23
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1002
Census Tract196400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6945 CLOCK GATE CIR, TROY, MI 48098-2158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2020 · Amount on Record
Deed SaleSep 14, 2020 · Amount on Record
Prior SaleNov 2, 2015 · Amount on Record
Deed Document Number2020185175
Deed Book / Page54817 / 693
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 14, 2020
Property Address6945 CLOCK GATE CIR, TROY, MI 48098-2158
Document Number0000185175
Book / Page054817 / 000693
Instrument DateSep 4, 2020
Instrument185175
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1976 SUNNYKNOLL AVE BERKLEY MI 480721742, BERKLEY, MI 48072-1742

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,756.00 (-3.21%)
2023$343,240
2022$5,947.00$171,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Clock Gate Cir

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