6944 Manatee St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6944 Manatee St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,646 sqft · built 2007
Lot Size0.458 acres (19,994 sqft)
OwnerIndividual Name on Record
Last Sale$287,500 (Mar 2008)
Tax Bill$259 (2024)
Deeds & MortgagesJul 2019 Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-13500-0050

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-13500-0050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,646 sqft Heated Area
Gross Area4,361 sqft
1st Floor Area3,435 sqft
Upper Floors Area286 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeMasonry
Roof MaterialShingle
Lot Area19,994 sqft (0.458 acres)
Lot Dimensions2,000 ft deep x 1,000 ft wide
Garage Area789 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area524 sqft
Patio Area402 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number182S261920135000050
Street Address6944 MANATEE ST
CityNAVARRE
StateFL
Zip32566-6611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLEY BY THE SEA LOT 5 BLK 135 AS DES IN OR 2812 PG 455
Legal Range26W
Legal Township02S
Legal Section18
Legal SubdivisionBY THE SEA
Legal Block135
Legal Lot Number5
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2008
Census Tract10821

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6944 MANATEE ST, NAVARRE, FL 32566-6611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
EGLIN FCU
Oct 11, 2018Deed of Trust, Mortgage · Line of Credit
EGLIN FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2008 · Amount on Record
Deed SaleMar 11, 2008 · Amount on Record
Prior SaleApr 12, 2004 · Amount on Record
Deed Document Number200809564
Deed Book / Page2812 / 0455
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6944 MANATEE ST, NAVARRE, FL 32566-6611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038531558
DateJul 26, 2019
Book Page3853/1558
Instrument201932524
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2034

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6944 MANATEE ST, NAVARRE, FL 32566-6611
Document Number0037750337
Instrument DateOct 11, 2018
Transaction TypeMortgage
Record UpdatedDec 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6944 MANATEE ST NAVARRE FL 325666611, NAVARRE, FL 32566-6611

Mortgage

Document Number0037750337
DateOct 18, 2018
Book Page003775/000337
Instrument44795
Lender
NameEGLIN FCU
TypeCredit Union
AddressFT WALTON BCH, FL 32547
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 17, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$259.00 (+7.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$289,561 (+3%)$451,961 (+2.96%) Land $75,000 Building $376,961
2023$241.00 (+6.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$281,127 (+3%)$438,956 (+8.81%) Land $65,000 Building $373,956
2022$226.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$272,939$403,424 Land $50,000 Building $353,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 162 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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