6944 Carol Dr, Independence, OH 44131 Property Records

Cuyahoga County property record for 6944 Carol Dr, Independence, OH 44131

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,828 sqft · built 1978
Lot Size0.293 acres (12,800 sqft)
OwnerIndividual Name on File
Last Sale$500,069 (Oct 2022)
Tax Bill$6,705 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Sep 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN563-13-087

Property Details

APN / Parcel Number

Primary APN563-13-087

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,828 sqft Living Area
1st Floor Area1,540 sqft
2nd Floor Area1,288 sqft
Basement Area1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,800 sqft (0.293 acres)
Lot Dimensions160 ft deep x 80 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address6944 CAROL DR
CityINDEPENDENCE
StateOH
Zip44131-5310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU-1
Legal Description22 TR3 INDEPENDENCE ESTATES#2 0075 ALL
Legal SubdivisionINDEPENDENCE ESTATES#2
Legal Tract3
Legal Lot Number75
JurisdictionCUYAHOGA OH
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2002
Census Tract156102

Owner

6944 Carol Dr is owned and occupied by an individual who bought it in October 2022.

Source: Cuyahoga County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6944 CAROL DR, INDEPENDENCE, OH 44131-5310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Sep 19, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HOWARD HANNA MORTGAGE SERVICES INC
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2022 · Amount on File
Deed SaleOct 17, 2022 · Amount on File
Prior SaleFeb 27, 2012
Deed Document Number0000000513
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateOct 17, 2022
Property Address6944 CAROL DR, INDEPENDENCE, OH 44131-5310
Document Number0000000513
Map ReferenceVOL 218 PG 38
Instrument DateOct 12, 2022
Instrument202210170513
Transaction TypeTransfer
Record UpdatedOct 31, 2022
Title CompanyOHIO REAL TITLE AGENCY LLC, OHIO REAL TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6944 CAROL DR, INDEPENDENCE, OH 44131-5310

Mortgage

Document Number0000000514
DateOct 17, 2022
Instrument202210170514
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address6944 CAROL DR, INDEPENDENCE, OH 44131-5310
Transaction TypeMortgage
Record UpdatedOct 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6944 CAROL DR, INDEPENDENCE, OH 44131-5310

Mortgage

Document Number0000000287
DateSep 19, 2022
Instrument202209190287
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
AddressPITTSBURGH, PA 15238
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term3 Months
DueDec 19, 2022

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address6944 CAROL DR, INDEPENDENCE, OH 44131-5310
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000850
DateJul 26, 2021
Instrument202107260850
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6944 Carol Dr was $6,705 with a homeowner's exemption, down 3.5% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityIndependence City
Unified School DistrictIndependence Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,705.00 (-3.47%) Homeowner's exemption$145,250 (-) Land $24,080 Building $121,170
2024$6,946.00 (+17.29%) Homeowner's exemption$145,250 (+29.08%) Land $24,080 Building $121,170$415,000 Land $68,800 Building $346,200
2023$5,922.00 (+0.54%) Homeowner's exemption$112,530 (-) Land $25,060 Building $87,470
2022$5,890.00 Homeowner's exemption$112,530 Land $25,060 Building $87,470
2021$321,500 Land $71,600 Building $249,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6944 Carol Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–1980)
Most Recent ClaimJan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6944 Carol Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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