6944 Arthur Rowell Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 6944 Arthur Rowell Rd, Jay, FL 32565 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,819 sqft · built 2018
Lot Size	11.8 acres (515,315 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Aug 2020)
Tax Bill	$2,758 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Oct 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-5N-28-0000-01105-0000`

Property Details

APN / Parcel Number

Primary APN	`15-5N-28-0000-01105-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,819 sqft Heated Area
Gross Area	2,743 sqft
1st Floor Area	2,325 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	515,315 sqft (11.8 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	418 sqft
Shed	1 Shed
Shed Area	1 sqft
Stable	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	155N280000011050000
Street Address	6944 ARTHUR ROWELL RD
City	JAY
State	FL
Zip	32565-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION UPDATE FOR 2020 THE W 102 FT OF THE E 828 FT AS DES IN OR 725 PG 456 COM AT NW COR OF SE4 OF SECTION 15
Legal Range	28W
Legal Township	05N
Legal Section	15
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BERRYDALE
Census Block Group	4
Census Block	4059
Census Tract	10100

Owner

Source: Santa Rosa County records · APN 15-5N-28-0000-01105-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6944 ARTHUR ROWELL RD, JAY, FL 32565-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Oct 16, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FARM CREDIT SVCS
Apr 19, 2017	Warranty Deed, Transfer · Conventional Mortgage SANTA ROSA COUNTY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	0003992963
Deed Book / Page	3992 / 963
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 19, 2020
Property Address	6944 ARTHUR ROWELL RD, JAY, FL 32565-2504
Document Number	0039920963
Book / Page	3992 / 963
Instrument Date	Aug 19, 2020
Instrument	202042366
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	965 MARGE LN, 965, MOLINO, FL 32577-5561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6944 ARTHUR ROWELL RD, JAY, FL 32565-2504

Mortgage

Document Number	0003992966
Date	Aug 19, 2020
Instrument	3992/966

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 16, 2017
Property Address	6944 ARTHUR ROWELL RD, JAY, FL 32565-2504
Document Number	0036701851
Book / Page	003670 / 001851
Instrument Date	Oct 13, 2017
Instrument	43296
Transaction Type	Construction Loan
Record Updated	Oct 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9485 CHUMUCKLA HWY JAY FL 325657317, JAY, FL 32565-7317

Mortgage

Document Number	36701851
Date	Oct 16, 2017
Book Page	003670/001851
Instrument	43296

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MARIANNA, FL 32446

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 19, 2017
Property Address	6944 ARTHUR ROWELL RD, JAY, FL 32565-2504
Document Number	0036160699
Book / Page	3616 / 0699
Instrument Date	Apr 17, 2017
Instrument	201715104
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	PARTNERSHIP TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6950 ARTHUR ROWELL RD, 6950, JAY, FL 32565-2504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 GRISWOLD RD, JAY, FL 32565-9336

Mortgage

Document Number	0201715105
Date	Apr 19, 2017
Instrument	201715105

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Apr 17, 2029

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,758.00 (+1.77%) Homeowner's exemption	$266,114 (+3%)	$303,758 (+0.71%) Land $79,852 Building $223,906
2023	$2,710.00 (+2.26%) Homeowner's exemption	$258,363 (+3%)	$301,629 (+0.72%) Land $79,852 Building $221,777
2022	$2,650.00 Homeowner's exemption	$250,838	$299,469 Land $79,852 Building $219,617

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130101004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 446 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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