69430 Fair Oaks Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 69430 Fair Oaks Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,650 sqft · built 1985
Owner	Individual Name on File
Last Sale	$500,000 (May 2018)
Tax Bill	$6,251 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Sep 2019 Mortgage + 2 more
APN	`104-001-8279`

Property Details

APN / Parcel Number

Primary APN	`104-001-8279`
Alternative APN	`6242`

Interior

Building Area	3,650 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	104-001-8279
Street Address	69430 FAIR OAKS LN
City	COVINGTON
State	LA
Zip	70433-6802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 WILDWOOD ESTATES SECS 12 13 7 10 CB 1029 426 CB 1458 22 INST NO 111109 INST NO 1465829 INST NO 1483958 INST NO 1483964
Legal Range	07
Legal Township	13
Legal Section	12
Legal Subdivision	WILDWOOD ESTATES
Legal Lot Number	5
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	3
Census Block	3001
Census Tract	40401

Owner

69430 Fair Oaks Ln is owned and occupied by an individual who bought it in May 2018.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	69430 FAIR OAKS LN, COVINGTON, LA 70433-6802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2018	Deed of Trust, Mortgage · ARM IBERIABANK
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
May 16, 2018	Deed, Transfer · Conventional Mortgage METAIRIE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on File
Deed Sale	May 16, 2018 · Amount on File
Prior Sale	Sep 15, 2009 · Amount on File
Deed Document Number	2110677
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	69430 FAIR OAKS LN, COVINGTON, LA 70433-6802
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	CRESCENT TITLE LLC, CRESCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002103176
Date	Mar 23, 2018
Instrument	2103176

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	LIBOR

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	69430 FAIR OAKS LN, COVINGTON, LA 70433-6802
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002173802
Date	Sep 10, 2019
Instrument	2173802

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	69430 FAIR OAKS LN, COVINGTON, LA 70433-6802
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002271908
Date	May 26, 2021
Instrument	2271908

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 16, 2018
Property Address	69430 FAIR OAKS LN, COVINGTON, LA 70433-6802
Document Number	0002110677
Map Reference	DOC 1742651
Instrument Date	May 14, 2018
Instrument	2110677
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69430 FAIR OAKS LN, COVINGTON, LA 70433-6802

Mortgage

Document Number	0002110678
Date	May 16, 2018
Instrument	2110678

Lender

Name	METAIRIE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 69430 Fair Oaks Ln was $6,251, down 2.4% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,251.00 (-2.42%)	$53,574 (-) Land $5,950 Building $47,624	$535,736 (-) Land $59,500 Building $476,236
2024	$6,406.00 (+8.91%)	$53,574 (+18.06%) Land $5,950 Building $47,624	$535,736 (+18.06%) Land $59,500 Building $476,236
2023	$5,882.00	$45,377 (-) Land $5,950 Building $39,427	$453,770 (-) Land $59,500 Building $394,270
2022	$5,882.00	$45,377 Land $5,950 Building $39,427	$453,770 Land $59,500 Building $394,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 69430 Fair Oaks Ln; there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 275 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	275 in force
Nearby Flood Claims	5 (2005–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69430 Fair Oaks Ln is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 76% of Louisiana
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST TAM PARISH- BEDICO -FAUBOURG-COQUILLE serves 18,372 people · EPA ID LA1103149
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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