6943 Stephens Path, Zephyrhills, FL 33542 Property Records

Pasco County property record for 6943 Stephens Path, Zephyrhills, FL 33542

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,623 sqft · built 1997
Lot Size	0.288 acres (12,550 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Feb 2026)
Tax Bill	$6,463 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-26-21-0160-00000-0490`

Property Details

APN / Parcel Number

Primary APN	`03-26-21-0160-00000-0490`
Alternative APNs	`2126030160000000490` `0220412`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,623 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	1,623 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,550 sqft (0.288 acres)
Garage Type	Attached
Garage Area	399 sqft
Driveway	Concrete Driveway
Driveway Area	548 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	99 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6943 STEPHENS PATH
City	ZEPHYRHILLS
State	FL
Zip	33542-0660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	STEPHENS GLEN AT SILVER OAKS PHASE TWO PB 31 PGS 150-151 LOT 49 OR 7084 PG 420
Legal Range	21E
Legal Township	26S
Legal Section	03
Legal Subdivision	STEPHENS GLEN AT SILVER OAKS
Legal Tract	160
Legal Lot Number	49
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	1
Census Block	1007
Census Tract	33006

Owner

6943 Stephens Path is owned and occupied by two individuals who bought it in February 2026.

Source: Pasco County records, as of April 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6943 STEPHENS PATH, ZEPHYRHILLS, FL 33542-0660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2026 · Amount on File
Deed Sale	Feb 16, 2026 · Amount on File
Prior Sale	Jul 13, 2006 · Amount on File
Deed Document Number	202629134
Deed Book / Page	11365 / 2378
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 16, 2026
Property Address	6943 STEPHENS PATH, ZEPHYRHILLS, FL 33542-0660
Document Number	0113652378
Book / Page	11365 / 2378
Map Reference	MB 31 PG 150
Instrument Date	Jan 29, 2026
Instrument	2026029134
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LARKIN AND LARKIN TITLE SERVICES, LARKIN & LARKIN TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9614 FORT KING RD, DADE CITY, FL 33525-8619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6943 STEPHENS PATH, ZEPHYRHILLS, FL 33542-0660

Mortgage

Document Number	0113652380
Date	Feb 16, 2026
Instrument	11365/2380

Lender

Name	ADVENTHEALTH CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 6943 Stephens Path was $6,463, up 5.6% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Municipality	Zephyrhills City
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,627 (-0.16%) Land $62,286 Building $229,341	$291,627 (-0.16%) Land $62,286 Building $229,341
2025	$6,463.00 (+5.57%)	$292,092 Land $62,286 Building $229,806	$292,092 Land $62,286 Building $229,806
2024	$6,122.00 (+6.67%)
2023	$5,739.00 (+17.48%)	$285,637 (+13.21%) Land $56,766 Building $228,871	$285,637 (+13.21%) Land $56,766 Building $228,871
2022	$4,885.00	$252,300 Land $53,226 Building $199,074	$252,300 Land $53,226 Building $199,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6943 Stephens Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 13 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6943 Stephens Path is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ZEPHYRHILLS serves 29,117 people · EPA ID FL6512020
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20