6942 N Socrum Loop Rd, Lakeland, FL 33809 Property Records

Polk County property record for 6942 N Socrum Loop Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,800 sqft · built 1965
Lot Size	0.469 acres (20,417 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2018)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2021 Second Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`23-27-13-000000-022050`

Property Details

APN / Parcel Number

Primary APN	`23-27-13-000000-022050`
Alternative APNs	`132723000000022050` `32723000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,800 sqft
Flooring	Concrete/Cement
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	20,417 sqft (0.469 acres)
Lot Dimensions	150 ft deep x 136 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	392 sqft
Porch	Screened/Unfinished Porch
Porch Area	416 sqft
Shed	1 Shed
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Street Address	6942 N SOCRUM LOOP RD
City	LAKELAND
State	FL
Zip	33809-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	BEG 760.4 FT N OF SE COR FOR POB W 175 FT N 141 FT E 175 FT S 141 FT TO POB LESS S 25 FT FOR RD & LESS E 25 FT FOR RD BEING TR 17 UNRE SHADY OAKS MANOR & S 20 FT OF BEG SE COR OF SEC RUN N 901.4 FT TO POB RUN W 175 FT N 120 FT E 175 FT S 120 FT TO PO
Legal Range	23E
Legal Township	27S
Legal Section	13
Legal Subdivision	GREENBRIAR
Legal Tract	18
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1000
Census Tract	12203

Owner

6942 N Socrum Loop Rd is owned and occupied by an individual who bought it in July 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Aug 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 19, 2018	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Jul 24, 2018	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG
Apr 16, 2018	Loan Modification, Mortgage · Line of Credit BANK OF CTRL FL
Mar 19, 2018	Loan Modification, Mortgage BANK OF CTRL FL
Jan 29, 2018	Loan Modification, Mortgage · Line of Credit BANK OF CTRL FL
Dec 5, 2017	Grant Deed, Mortgage BANK OF CTRL FL
Jul 26, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Dec 5, 2017 · Amount on File
Deed Document Number	2018157081
Deed Book / Page	10558 / 487
Prior Transfer Date	Jul 14, 2017
Prior Transfer Doc	0000142654
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000233868
Date	Oct 6, 2025
Book Page	13724/1478
Instrument	2025233868

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208763
Date	Aug 11, 2021
Book Page	11842/2184
Instrument	2021208763

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	72 Months
Due	Aug 15, 2027

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Document Number	0115420924
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6942 N SOCRUM LOOP RD LAKELAND FL 338092230, LAKELAND, FL 33809-2230

Mortgage

Document Number	0115420924
Date	Jan 19, 2021
Book Page	011542/000924
Instrument	13470

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 20, 2020
Property Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Document Number	0113431471
Book / Page	011343 / 001471
Instrument Date	Aug 11, 2020
Instrument	170641
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6942 N SOCRUM LOOP RD LAKELAND FL 338092230, LAKELAND, FL 33809-2230

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Document Number	0106380653
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	INSURED R/E TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5753 HIGHWAY 85 N #5960 CRESTVIEW FL 325369365, 5960, CRESTVIEW, FL 32536-9365

Mortgage

Document Number	0106380653
Date	Oct 11, 2018
Book Page	010638/000653
Instrument	214827

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 24, 2018
Property Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Document Number	0105580487
Book / Page	010558 / 000487
Instrument Date	Jul 19, 2018
Instrument	157081
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6942 N SOCRUM LOOP RD LAKELAND FL 338092230, LAKELAND, FL 33809-2230

Mortgage

Document Number	105580489
Date	Jul 24, 2018
Book Page	010558/000489
Instrument	157082

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Document Number	0104751734
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	INSURED R/E TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Mortgage

Document Number	0104751734
Date	May 4, 2018
Book Page	010475/001734
Instrument	96382

Lender

Name	BANK OF CTRL FL
Type	Bank
Address	LAKELAND, FL 33813

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Document Number	0104321563
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480

Mortgage

Document Number	0104321563
Date	Mar 23, 2018
Book Page	010432/001563
Instrument	63008

Lender

Name	BANK OF CTRL FL
Type	Bank
Address	5015 S FLORIDA AVE, LAKELAND, FL 33813-5502

Agreement

Amount	Amount on Record

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Document Number	0103921139
Book / Page	010392 / 001139
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	INSURED R/E TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR SUITE100 LAKELAND FL 33803, LAKELAND, FL 33803

Mortgage

Document Number	0103921139
Date	Feb 9, 2018
Book Page	010392/001139
Instrument	30391

Lender

Name	BANK OF CTRL FL
Type	Bank
Address	5015 S FLORIDA AVE # 200, LAKELAND, FL 33813-5502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 5, 2017
Property Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Document Number	0103311187
Book / Page	010331 / 001187
Instrument Date	Nov 29, 2017
Instrument	232902
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$836.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Mortgage

Document Number	103311189
Date	Dec 5, 2017
Book Page	010331/001189
Instrument	232903

Lender

Name	BANK OF CTRL FL
Type	Bank
Address	5015 S FLORIDA AVE # 200, LAKELAND, FL 33813-5502

Agreement

Amount	Amount on Record

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 26, 2017
Property Address	6942 N SOCRUM LOOP RD, LAKELAND, FL 33809-2230
Document Number	0102151837
Book / Page	010215 / 001837
Instrument Date	Jul 14, 2017
Instrument	142654
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6942 N Socrum Loop Rd was $3,216 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,921 (+2.7%)	$319,177 (+8.57%) Land $57,200 Building $261,977
2025	$3,216.00 Homeowner's exemption	$293,983 Land $57,200 Building $236,783	$293,983 Land $57,200 Building $236,783
2023	$2,744.00 (+3.12%)	$211,610 (+3%)	$298,280 (+15.2%) Land $55,000 Building $243,280
2022	$2,661.00 Homeowner's exemption	$205,447	$258,933 Land $46,200 Building $212,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6942 N Socrum Loop Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2002–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6942 N Socrum Loop Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20