6942 Lapeer Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 6942 Lapeer Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft
Lot Size	0.716 acres (31,189 sqft)
Owner	Individual Name on File
Last Sale	$44,000 (May 2011)
Tax Bill	$1,185 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-675-0038-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-675-0038-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft

Exterior

Lot Area	31,189 sqft (0.716 acres)
Lot Dimensions	390 ft deep x 80 ft wide
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6942 LAPEER RD
City	CLYDE
State	MI
Zip	48049-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LOT 36 STUART'S LITTLE FARMS PLAT AS RECORDED IN LIBER 54 OF PLATS PG 18 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	STUARTS LITTLE FARMS
Legal Lot Number	36
Legal Unit	36
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1021
Census Tract	633200

Owner

6942 Lapeer Rd is owned and occupied by an individual who bought it in May 2011.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6942 LAPEER RD, CLYDE, MI 48049-4103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHOICEONE BANK
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 AT SUBURBAN
Mar 3, 2018	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2011 · Amount on File
Deed Sale	May 5, 2011 · Amount on File
Prior Sale	Dec 29, 2009 · Amount on File
Deed Document Number	201114076
Deed Book / Page	4146 / 990
Prior Transfer Date	Dec 17, 2009
Prior Transfer Doc	4011/556
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6942 LAPEER RD, CLYDE, MI 48049-4103
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6942 LAPEER RD, CLYDE, MI 48049-4103

Mortgage

Document Number	0000570690
Date	Apr 15, 2024
Book Page	5706/90
Instrument	2024006912

Lender

Name	CHOICEONE BANK
Type	Bank
Address	PO BOX 186, SPARTA, MI 49345

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6942 LAPEER RD, CLYDE, MI 48049-4103
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6942 LAPEER RD, CLYDE, MI 48049-4103

Mortgage

Document Number	0005480192
Date	Jan 26, 2022
Book Page	5480/192
Instrument	2022002203

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6942 LAPEER RD, CLYDE, MI 48049-4103
Document Number	0052260401
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6942 LAPEER RD CLYDE MI 480494103, CLYDE, MI 48049-4103

Mortgage

Document Number	0052260401
Date	Aug 14, 2020
Book Page	005226/000401

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 13, 2035

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6942 LAPEER RD, CLYDE, MI 48049-4103
Document Number	0049280026
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6942 LAPEER RD CLYDE MI 480494103, CLYDE, MI 48049-4103

Mortgage

Document Number	0049280026
Date	Mar 22, 2018
Book Page	004928/000026

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038-4004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 21, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6942 Lapeer Rd was $1,185 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,000 (+6.77%)	$186,000
2025	$1,185.00 (+3.04%) Homeowner's exemption	$87,100
2024	$1,150.00		$174,200
2023		$77,600
2022	$1,027.00		$155,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6942 Lapeer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6942 Lapeer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber, Verizon.

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